The everyday account for just about everyone
Everyday Options Account

CANSTAR outstanding value award 2021

Help budget for all the things you love with a main transaction account for spending and the option to add up to 9 sub-accounts.

No monthly fees, forever

with no deposit requirements or other strings attached

No currency conversion fees

0% foreign currency conversion fees2 on Visa Debit card1 purchases

Sub-accounts to help you save

You can open up to 9 interest-earning sub-accounts

Lock in higher rates

Set aside savings in your account with flexiRates

Open now

 Open an Everyday Options Account in under 5 minutes

View all Everyday Accounts

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Personalise your everyday banking

With an Everyday Options Account, you can open up to 9 interest-earning savings sub-accounts, naming them for specific goals or expenses to help you plan and save. You can access your sub-accounts online with no account keeping fees and unlimited transfers to and from your Everyday Options main account.


Everyday Options main account


Variable Interest Rate



Everyday Options sub-account


Variable Interest Rate

Please note: You must hold an Everyday Options main account to open an Everyday Options sub-account.
Your main account has debit card access1 for your everyday spending. There is no debit card access with sub-accounts.

Banking with the Suncorp App*

Fast, secure and easy access to your money

  • Log in securely with a 4-digit PIN, Touch ID or Face ID^
  • Check balances and recent transactions
  • Transfer money in under a minute with fast payments
  • Temporarily lock your Visa Debit card if it’s been lost or stolen
  • Know what, where and how much you’re spending with Suncorp Dollar Tracker
Screenshot of the Suncorp app Dollar Tracker

Open an Everyday Options Account online in minutes

Apply online

Learn more about the Everyday Options Account

Things you should know

Deposit Products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882. Please read the Product Information Document for Personal Deposit Accounts before opening an account. Fees, charges, terms and conditions apply and are available on request. 

Apple, the Apple logo, Apple Pay, iPhone and the App Store are trademarks of Apple Inc. registered in the U.S. and other countries and regions. App Store is a service mark of Apple Inc. 

Android, Google Pay and the Google Logo are trademarks of Google LLC.

Suncorp Bank received the Canstar 2021 Transaction Account Award in April 2021 for the Everyday Options Account.

1. To be eligible for a Suncorp Bank Visa Debit card you must be 16 years of age or older. If not eligible you will receive a Suncorp Bank eftpos card.

2. A Suncorp Visa Debit Card is required.

3. Interest calculated on balances $0.01 and over.
4. Interest calculated on balances $0.01 and over. You must hold an Everyday Options main account to open an Everyday Options sub-account. You can add up to 9 sub-accounts to your Everyday Options main account.

* View the Suncorp App Terms & Conditions. Internet connection is required when using the Suncorp App. Normal data charges from your internet service provider will apply.

^ FaceID login is available on the iPhone X device only. Please refer to our Mobile Banking terms and conditions before using.

† Osko fast payments can only be made via the Suncorp App to a PayID or to the BSB and account number of an Osko enabled account at another Osko participating financial institution, and not via other access methods such as Internet Banking or the Suncorp Bank App. Osko fast payments cannot be made from or to Passbook accounts, General Trust Accounts, loan accounts (other than line of credit and overdraft facilities), Farm Management Deposit Accounts and Fixed Term Deposits. Osko fast payments cannot be made from Kids Savings Accounts, Agent’s Statutory Trust Accounts (Qld, NSW) and Solicitor’s Trust Accounts (Qld) but can be made to them. Future-dated and recurring payments and Business Payment Credits will not be made as Osko fast payments. For full details about terms and restrictions that apply to Osko fast payments please read our Terms and Conditions for Suncorp Accounts and Continuing Credit Accounts and the Product Information Document applicable to your account.

Up to $60 cashback is applicable to new Everyday Options or Everyday Essential Accounts opened between 1 August 2021 and 30 September 2021. $20 cashback is assessed from 1 August to 30 November. Each calendar month ten (10) successful Apple Pay or Google Pay transactions are made using the linked Visa Debit card in your digital wallet, $20 will be paid back in the month following. Limit of three (3) $20 monthly cashbacks. View all Suncorp Visa Debit “60 Cashback Offer” Terms & Conditions (PDF, 116Kb).