What are my daily limits, and how do I change them?

Daily limits are the maximum amount of money that can leave your account in a 24-hour period to protect you and your money from theft and fraud. Different daily limits apply to online banking, ATM withdrawals and EFTPOS cash out withdrawals. Combined cash daily withdrawal limit for ATMs and EFTPOS cash out withdrawal is $1,000 per day per card, which can be increased to $2,000 per day per card by contacting us or visiting your nearest Suncorp store . Online banking daily withdrawal limits apply to external transfers, BPAY® transactions and funds transferred to other Suncorp accounts from Internet Banking, the Suncorp Bank App and the Suncorp App. If you need a higher internet daily limit, you’ll need a Security Token Code to approve the change. Download the free Suncorp Secured App to generate the code from the convenience of your mobile phone. Then log into Internet Banking, click on Settings and Security from the left-hand menu and click ‘Change’ next to the daily limit amount. Learn more about online banking daily withdrawal limits .

What is my Suncorp BSB?

Suncorp Bank has one BSB for all stores and accounts: 484-799 . A BSB (or Bank, State, Branch code) is a six-digit number that identifies your bank and store in Australia. You’ll need to include this number if you’re transferring money to new payees outside of your address book.

How do I change my name and contact details on my accounts?

To change the name on your account, say because of marriage or divorce, you’ll need to follow the steps required by your state or territory’s Registry of Births Deaths and Marriages first. Once you’ve done that, you’ll then need to submit it in person at any Suncorp Store . Here’s where you can get more information on what’s required from your state or territory: Queensland Victoria New South Wales South Australia ACT Western Australia Northern Territory Tasmania You can update your contact details, like your email and residential address, password, daily limit and marketing preferences, through Internet Banking : Select ‘Settings & Security’ Click ‘Update Contact Details’

How do I close my account?

To close your account, simply contact us or visit your nearest Suncorp store . To close your account, we’ll need to confirm that all your direct debits and credits, cheques and visa authorisations and other payments have cleared.

How can I deposit money into my account?

You can deposit money into your account by cash or cheque at any of our Smart ATMs around Australia . You can also transfer money into your account digitally using mobile , Internet , and telephone banking . To do so, you’ll need: Your BSB number (which, for Suncorp, is 484-799), and Your account number, which is different for every customer. You’ll find yours on your statement, on your cheque book, or through Internet or Mobile Banking. If you’re making an international transfer you may need Suncorp’s SWIFT code, which is METWAU4B.

Everyday Options Account

An easy, everyday bank account packed with extras to help you spend, save and budget better.

Money Magazine Bank of the Year 2018 2019 2020

Why choose the Everyday Options Account?

Spend Better

Use your Visa Debit Card¹ to access your cash, shop securely online or tap & go with PayWave, Apple Pay or Google Pay

Save Better

$0 monthly account keeping fees PLUS 0% foreign currency conversion fees²

Budget Better

Creating spending and saving buckets is easy – add up to 9 sub-accounts

Open an Everyday Options Account in under 5 minutes

Open now

Mobile payments give you more ways to pay

Pay on the go in-store or online using your smart phone thanks to Apple Pay and Google Pay, available to use with your Suncorp Visa Debit Card¹.

Sub-accounts explained

With an Everyday Options Account, you can open up to 9 interest-earning savings sub-accounts to help you plan and save. Access your sub-accounts online with no account keeping fees and unlimited transfers to and from your main Everyday Options Account.

Everyday Options Accounts - Up to 9 Sub accounts

Everyday Options sub-account Interest Rate

On balances $0.01 & over*

Keep track of your money and save for that holiday, new car, home deposit or whatever you like.

Looking for a higher interest rate? Lock away a portion of your savings with our flexiRates.

Budget & save better with sub-accounts

Pay bills from your savings

Unlike most online savings accounts, you can pay bills directly from your sub-accounts via BPAY or direct debit at no additional cost. Set and forget those regular bills with automatic payments.

No account keeping fees & no minimum deposit

No minimum deposit or closing balance conditions means every cent in your sub-account is earning interest.

Lock in a higher interest rate

Sub-accounts give you easy, online access to our flexiRate feature. This lets you lock in a higher interest rate on balances for fixed terms up to 12 months.

Personalise your accounts how you like them

Name your sub-accounts for a specific goal or purpose. Splitting your funds into different accounts can help you stay on track with your spending and savings goals.

How to set up your account

Ready to apply? Open a new Everyday Options account plus up to 9 sub-accounts in less than 5 minutes.

Set your Debit Card PIN now in the Suncorp App or Internet Banking.

Add your Visa Debit Card¹ to your digital wallet. You can set up Apple Pay or Google Pay easily from your smartphone using the Suncorp App.

Try our online switching tool. Available in Internet Banking it can help you move saved Biller and Payee details from your old bank to your new Suncorp Account in a few simple steps. Easy!

Rates and fees

Interest Rates

Earn interest on your everyday balances and optional sub-accounts.

Boost your savings with flexiRates

You could earn higher interest by choosing to lock a portion of the money away in your main Everyday Options Account or Sub-account/s for fixed terms up to 12 months.

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Fees

Related fees for Everyday Options Account Fees

Description	Fee
Monthly account keeping fee	$0.00
Foreign Currency Conversion Fee²	0%
Unlimited fee-free transfers	Our Everyday Options account with linked sub-account option offers unlimited fee-free Suncorp Bank transactions. To withdraw cash from a sub-account, simply transfer your funds into your main Everyday Options account using telephone, mobile or internet banking and withdraw.
Using other ATMs	Suncorp customers can access rediATMs fee-free Australia wide. You can also access the big four banks’ ATMs fee-free. Withdrawals and enquiries at other ATMs will incur the ATM operator fee by the financial institution who owns the ATM. This fee will be charged immediately at the time of the transaction to your main Everyday Options account.

Want to find out more?

Compare all Everyday Accounts

Use our comparison table to easily compare all Everyday Account features side by side

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Product Information Document

For more details about this account download our Product Information Document

Compare all Savings accounts

Check out our savings accounts - find out which savings account best supports your goals.

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Or you can contact us so we can assist you

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Get some quick answers

Daily limits are the maximum amount of money that can leave your account in a 24-hour period to protect you and your money from theft and fraud. Different daily limits apply to Internet Banking, ATM withdrawals and EFTPOS cash out withdrawals.

Suncorp Bank has one BSB for all stores and accounts: 484-799.

To change the name on your account, say because of marriage or divorce, you’ll need to follow the steps required by your state or territory’s Registry of Births Deaths and Marriages first. Once you’ve done that, you’ll then need submit it in person at any Suncorp Store.

You can update your contact details, like your email and residential address, password, daily limit and marketing preferences, through your Internet Banking and following these simple steps:

Select ‘Settings & Security’
Click ‘Update Contact Details’

Yes. You are liable for any Direct Debit you authorised, including a direct debit which causes your account to overdraw.

If you are wishing to stop or cancel a direct debit from being processed to your account, please contact us or visit us at any store. We also suggest contacting the direct debit user.

To close your account, simply contact us or visit your nearest Suncorp store.

You can deposit money into your account by cash or cheque at any of our Smart ATMs around Australia, or transfer money into your account digitally using mobile, Internet, and telephone banking.

Things you should know

1. To be eligible for a Suncorp Bank Visa Debit card you must be 16 years of age or older. If not eligible you will receive a Suncorp Bank eftpos card.

2. A Suncorp Visa Debit Card is required.

~ Displayed rate is based on a rate currently available for a 3 month flexiRate. flexiRates are available on Everyday Options Main and Sub-accounts. If a flexiRate is not set up standard variable Everyday Options Main or Sub-account interest rate will still apply. If your account is operating in offset mode, you will earn credit interest on the amount of your flexiRates, and the remaining balance will offset your loan.

Account Switching Self-Service Terms and Conditions can be viewed here.

Deposit Products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882. Please read the Product Information Document for Personal Deposit Accounts before opening an account. Fees, charges, terms and conditions apply and are available on request.

Apple, the Apple logo, Apple Pay, iPhone and the App Store are trademarks of Apple Inc.

Android, Google Pay and the Google Logo are trademarks of Google LLC.

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