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Bank of the yearfour years in a row
Bank of the yearfour years in a row
Pay NO account keeping fees, forever
No monthly fees, forever
with no deposit requirements or other strings attached
No currency conversion fees
0% foreign currency conversion fees1 on Visa Debit card2 purchases
Sub-accounts to help you save
You can open up to 9 sub-accounts
Lock in higher rates
Set aside savings in your account with flexiRates
With an Everyday Options Account, you can open up to 9 sub-accounts to help you keep track of your money. Use your sub-accounts to save for that holiday, new car, home deposit, or whatever else has caught your eye.
Everyday Options main account
IRM{daa.2.1} 3
Variable Interest Rate
Everyday Options sub-account
IRM{edosa.2.1} 4
Variable Interest Rate
Unlike most online savings accounts, you can pay bills directly from your sub-accounts via BPAY or direct debit at no additional cost. Set and forget those regular bills with automatic payments.
Enjoy no deposit requirements or other strings attached.
Sub-accounts give you easy, online access to our flexiRate feature. This lets you lock in a higher interest rate on balances for fixed terms up to 12 months.
Name your sub-accounts for a specific goal or purpose. Splitting your funds into different accounts can help you stay on track with your spending and savings goals.
If you have more money in savings than you’ll need for your short-term expenses, you can set aside a portion of it at a higher fixed interest rate than the unlocked portion.
For example, if you’ve got $10,000 saved but only need $2,000 in the near future, you can apply a 6-month flexiRate (with no additional account keeping or transaction fees!) to the unused $8,000 and earn more interest on that balance than you do on the $2,000. Simple!
Want a little more detail? See the Product Information Document.
Account
Balances $0.01 and over
Everyday Options main account
IRM{daa.2.1}
Everyday Options sub-account
IRM{edosa.2.1}
Boost your savings with flexiRates
No monthly fees.
No currency conversion fees1 on Visa Debit card2 purchases online and overseas
Foreign currency conversion fee1 on purchases online and overseas
0%
Unlimited fee-free transfers
Our Everyday Options account with linked sub-account option offers unlimited fee-free Suncorp Bank transactions. To withdraw cash from a sub-account, simply transfer your funds into your Everyday Options main account
ATM Fees
Suncorp Bank customers can access fee-free# cash withdrawals and balance enquiries at Suncorp Bank and atmx ATMs Australia-wide. You can also access the big four banks’ ATMs fee-free. Withdrawals and enquiries at other ATMs will incur the ATM operator fee by the financial institution who owns the ATM. This fee will be charged immediately at the time of the transaction to your Everyday Options main account.
Open an account online in minutes
To speed through your application, verify your identity online. Just have your driver licence, Australian passport or Medicare card handy.
Once approved, you can add your Visa Debit card to your phone’s digital wallet instantly.
Things you should know
1. A Suncorp Visa Debit Card is required.
2. To be eligible for a Suncorp Bank Visa Debit card you must be 16 years of age or older. If not eligible you will receive a Suncorp Bank eftpos card.
# Terms and conditions apply. Find out more on our Suncorp Bank ATMs page.
* Osko fast payments can only be made via the Suncorp App to a PayID or to the BSB and account number of an Osko enabled account at another Osko participating financial institution, and not via other access methods such as Internet Banking or the Suncorp Bank App. Osko fast payments cannot be made from or to Passbook accounts, General Trust Accounts, loan accounts (other than line of credit and overdraft facilities), Farm Management Deposit Accounts, PayLater accounts and Fixed Term Deposits. Osko fast payments cannot be made from Kids Savings Accounts, Agent’s Statutory Trust Accounts (Qld, NSW) and Solicitor’s Trust Accounts (Qld) but can be made to them. Future-dated and recurring payments and Business Payment Credits will not be made as Osko fast payments. For full details about terms and restrictions that apply to Osko fast payments please read our Terms and Conditions for Suncorp Accounts and Continuing Credit Accounts and the Product Information Document applicable to your account.
^ FaceID login is available on the iPhone X and later models. Please refer to our Suncorp App terms and conditions before using.
Deposit Products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882. Please read the Product Information Document for Personal Deposit Accounts before opening an account. Fees, charges, terms and conditions apply and are available on request.
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