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Everyday Essentials Account
A basic day-to-day transaction account for holders of concession and health care cards or recipients of government income support.
To open an account with us:
Why choose the Everyday Essentials Account?
With no transaction or account-keeping fees, the Everyday Essentials Account makes banking accessible for eligible Australians. Whether you prefer to bank online, in store, or on the go, this account gives you access to your money when and where you want it.
Purchases
payWave accepted for purchases over $100, however you’ll be required to enter your PIN.
Key Features
- No monthly account-keeping fees
- No overdrawn account fees
- No minimum balance required
- Fee-free withdrawals plus quick cash and cheque deposits via our ATM network
- Visa Debit Card with payWave for faster purchases
With so many ways to access your money
Plus, we can help you track your spending with the Suncorp Bank Budget Tracker!
Mobile payments give you more ways to pay
Start paying in stores, apps & online, using Apple Pay or Google Pay™ with your Suncorp Visa debit card.
Interest Rates
There's no interest paid on money in this account however, if you're saving for a goal and would like to earn interest, you may also like to open one of our Saving Accounts.
Fees
Make sure you are eligible
The Everyday Essentials Account is suitable for:
- holders of a Pensioner Concession Card, Health Care Card or Commonwealth Seniors Health Card; or
- recipients of a Centrelink/Government income support payment.
Account owners must be 11 years or older (unless otherwise stated on the Product Information Document) and a permanent resident of Australia.
To be eligible for a Suncorp Bank Visa Debit card you must be 16 years of age or older over and a permanent resident of Australia. If you are not eligible, you will receive a Suncorp Bank eftpos card instead.
Ready to switch?
Simplify your new Suncorp account set up with our Account Switching tool available in Internet Banking
Compare all our Everyday accounts
Stop. Block. Lock.
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Our Suncorp Bank app has new features to give you more control of your Suncorp Visa Debit card.
Ready to apply?
To apply for this account, you'll need to visit a Suncorp Bank branch.
We'll have to confirm your identity when you visit, so please take a moment to read our personal ID requirements.
Things you should know
Deposit Products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882. Please read the Product Information Document for Personal Deposit Accounts before opening an account. Fees, charges, terms and conditions apply and are available on request.
Partnered Network
Includes over 1,500 Suncorp Bank & Bendigo Bank ATMs
Purchases
payWave accepted for purchases over $100, however you’ll be required to enter your PIN.
