Your browser version is no longer supported, so you may experience issues while using this site.
Please upgrade to a current browser to enjoy the best experience.

Everyday Essentials Account

A basic day-to-day transaction account for holders of concession and health care cards or recipients of government income support.

Why choose the Everyday Essentials Account?

With no transaction or account keeping fees, the Everyday Essentials Account makes banking accessible for eligible Australians. Whether you prefer to bank online, in store, or on the go, this account gives you access to your money when and where you want it.


payWave accepted for purchases over $100, however you’ll be required to enter your PIN.

Key Features

  •   No monthly account keeping fees
  •   No overdrawn account fees
  •   No minimum balance required
  •   Fee-free withdrawals plus quick cash and cheque deposits via our ATM network
  •   Visa Debit Card1 with payWave for faster purchases
  •   0% Foreign currency conversion fees.2
  •   The Everyday Essentials Account prevents most transactions from overdrawing your account.3

With so many ways to access your money

Mobile App

Safe, secure & easy mobile banking.

Visa Debit1

Shop online, overseas, or ‘wave and go’ with Visa payWave, Google Pay or Apple Pay

Branch & Telephone

Make the most of unlimited transactions


Convenient banking with Australia Post wherever you live

Internet Banking

Fast, easy & unlimited transactions

Suncorp Bank ATMs

Access your cash at any Suncorp, rediATM or the Big 4 banks’ ATMs fee free

apple pay button
Google Pay logo

Mobile payments give you more ways to pay

Start paying in stores, apps & online, using Apple Pay or Google Pay with your Suncorp Visa debit card1.

Open an account online in minutes

Alternatively, you can visit a Suncorp Bank store or call us on 13 11 55.

Ready to switch?

Simplify your new Suncorp account set up with our Account Switching tool available in Internet Banking

Find out more

Compare all our Everyday accounts

Have greater control of your money with our new card lock features

More about card controls

Download the app today

Get it on Google Play button      Download on the apple app store button

Product Information Document

For more details about our Everyday Essentials Account download our Product Information Document.

Things you should know

Deposit Products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882. Please read the Product Information Document for Personal Deposit Accounts before opening an account. Fees, charges, terms and conditions apply and are available on request.

Account Switching Self-Service Terms and Conditions can be viewed here.

Apple, the Apple logo, Apple Pay, iPhone and the App Store are trademarks of Apple Inc.

Android, Google Pay and the Google Logo are trademarks of Google LLC.

1. To be eligible for a Suncorp Bank Visa Debit card you must be 16 years of age or older. If not eligible you will receive a Suncorp Bank eftpos card.

2. When using a Suncorp Visa Debit Card online or overseas.

3. Some transactions which may cause the account to become overdrawn include fees and other transactions that occur when Suncorp Bank is processing offline. If your account becomes overdrawn and has a negative balance we will not charge overdrawn fees or interest on the Everyday Essentials account.

Partnered Network

Includes over 1,500 Suncorp Bank & Bendigo Bank ATMs


payWave accepted for purchases over $100, however you’ll be required to enter your PIN.