Everyday Essentials Account

A basic day-to-day transaction account for holders of concession and health care cards or recipients of government income support.

To open an account with us:

Find my nearest store Call 13 11 55

Why choose the Everyday Essentials Account?

With no transaction or account-keeping fees, the Everyday Essentials Account makes banking accessible for eligible Australians. Whether you prefer to bank online, in store, or on the go, this account gives you access to your money when and where you want it.

Key Features

No monthly account-keeping fees
No overdrawn account fees
No minimum balance required
Fee-free withdrawals plus quick cash and cheque deposits via our ATM network
Visa Debit Card with payWave for faster purchases

With so many ways to access your money

Mobile App

Safe, secure & easy mobile banking.

Visa Debit

Shop online, overseas, or ‘wave and go’ with Visa payWave, Google Pay or Apple Pay

Branch & Telephone

Make the most of unlimited transactions

Bank@Post

Convenient banking with Australia Post wherever you live

Internet Banking

Fast, easy & unlimited transactions

Suncorp Bank ATMs

Access your cash at any Suncorp, rediATM or the Big 4 banks’ ATMs fee free

Plus, we can help you track your spending with the Suncorp Bank Budget Tracker!

Mobile payments give you more ways to pay

Start paying in stores, apps & online, using Apple Pay or Google Pay^™ with your Suncorp Visa debit card.

Interest Rates

There's no interest paid on money in this account however, if you're saving for a goal and would like to earn interest, you may also like to open one of our Saving Accounts.

Fees

Monthly account-keeping fee

All Suncorp Bank Transactions

Using other banks' ATMs
Withdrawals and enquiries at other (“non Suncorp Bank”) ATMs will incur the ATM Operator fee by the Financial Institution who owns the ATM. This fee will be charged immediately at the time of the transaction to your account.

Electronic transfers to other banks

Payment Honour or Dishonour Fee or Transfer Failure Fee

Nil

ATM Operator Fee

Nil

Make sure you are eligible

The Everyday Essentials Account is suitable for:

holders of a Pensioner Concession Card, Health Care Card or Commonwealth Seniors Health Card; or
recipients of a Centrelink/Government income support payment.

Account owners must be 11 years or older (unless otherwise stated on the Product Information Document) and a permanent resident of Australia.

To be eligible for a Suncorp Bank Visa Debit card you must be 16 years of age or older over and a permanent resident of Australia. If you are not eligible, you will receive a Suncorp Bank eftpos card instead.

Ready to switch?

Simplify your new Suncorp account set up with our Account Switching tool available in Internet Banking

Find out more

Compare all our Everyday accounts

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Stop. Block. Lock.

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Find out more

Our Suncorp Bank app has new features to give you more control of your Suncorp Visa Debit card.

Product Information Document

For more details about our Everyday Essentials Account download our Product Information Document.

Ready to apply?

To apply for this account, you'll need to visit a Suncorp Bank branch.

We'll have to confirm your identity when you visit, so please take a moment to read our personal ID requirements.

Find my nearest branch

Things you should know

Deposit Products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882. Please read the Product Information Document for Personal Deposit Accounts before opening an account. Fees, charges, terms and conditions apply and are available on request.