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Compare Everyday Accounts

See our Everyday bank accounts side by side.

Everyday Options

Bank online, in branch and by phone plus you can spend, save and budget better with sub-accounts and flexiRates.7

Carbon Insights Account

With this online-only transaction account, you can view an estimate of carbon emissions for your transactions, calculated by matching each transaction to an industry, and multiplying spend by an average emission factor for that industry.8

Everyday Essentials

For low-income earners and government benefit recipients, this account helps prevent overdrawing9 and can be accessed online, in branch and by phone.

$0 monthly account keeping fee

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$0 monthly account keeping fee

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$0 monthly account keeping fee

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0% foreign currency conversion fees1

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0% foreign currency conversion fees1

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0% foreign currency conversion fees1

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Debit Card Access

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A Suncorp VISA and eftpos card

Visa Debit Card for ages 16 and older. eftpos Debit Card for ages 11-15

Debit Card Access

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Visa Debit Card for ages 16 and older. eftpos Debit Card for ages 11-15

Debit Card Access

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A Suncorp VISA and eftpos card

Visa Debit Card for ages 16 and older. eftpos Debit Card for ages 11-15

Digital Wallet2

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Google Pay logoApple pay logo

eftpos cards not compatible with Google Pay

Digital Wallet2

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Google Pay logoApple pay logo

eftpos cards not compatible with Google Pay

Digital Wallet2

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Google Pay logoApple pay logo

eftpos cards not compatible with Google Pay

Earn interest

Everyday Options main account

3

Variable Interest Rate

Everyday Options sub-account

4

Variable Interest Rate

Earn interest

Carbon Insights main account

5

Variable Interest Rate

Carbon Insights sub-account

6

Variable Interest Rate

Earn interest

Cross

Minimum balance

No minimum balance

Minimum balance

No minimum balance

Minimum balance

No minimum balance

Whats this?

Open up to 9 sub-accounts to help you budget and save better.

Ability to open Everyday Options Sub-Accounts

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Whats this?

Open up to 9 sub-accounts to help you budget and save better.

Ability to open Carbon Insights Sub-Accounts

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Ability to open Everyday Options Sub-Accounts

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Whats this?

flexiRates allow you to set aside a portion of your savings for a nominated period to earn extra interest.

Optional flexiRates

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Whats this?

flexiRates allow you to set aside a portion of your savings for a nominated period to earn extra interest.

Optional flexiRates

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Optional flexiRates

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Whats this?

When in 'offset' mode, the larger the balance you hold in this account, the less interest you’ll end up paying on your Suncorp Variable Rate Home Loan.

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Home loan 'offset'

Home loan 'offset'

All of our Everyday Bank accounts come with:

  • Easy access to your money 24/7 through the Suncorp App or Internet Banking
  • A Visa Debit Card (ages 16 or older) or Eftpos Debit Card (ages 11-15)
  • Fee-free# withdrawals at any Suncorp Bank ATM, atmx or Big 4 ATM

Ready to get in touch?

Our friendly team of consultants are here to help.

Call Us

Mon - Fri 8am - 10pm

Sat – Sun 8am – 6pm

(AEST/AEDT)

Message us

Send us an email and one of our Banking Specialists will respond to your enquiry

Visit us

Visit your nearest branch or ATM

Things you should know

Deposit Products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882. Please read the relevant Product Information Document and Terms & Conditions for Personal Deposit Accounts before opening an account. Fees, charges, terms and conditions apply and are available on request. Visit your nearest branch or call 13 11 55 for more information.

1. A Suncorp Visa Debit Card is required.

2. Apple Pay® with eftpos debit not available for purchases within apps, on the web with Safari or for use overseas.

3. Interest calculated on balances $0.01 and over.
4. Interest calculated on balances $0.01 and over. You must hold an Everyday Options main account to open an Everyday Options sub-account. You can add up to 9 sub-accounts to your Everyday Options main account.
5. Interest calculated on balances $0.01 and over.
6. Interest calculated on balances $0.01 and over. You must hold a Carbon Insights main account to open a Carbon Insights sub-account. You can add up to 9 sub-accounts to your Carbon Insights main account.

7. flexiRates can only be opened and accessed online.

8. The carbon emissions data provided is an estimate only and calculated using data provided by Cogo (a third party provider) relating to industry averages of carbon emissions per dollar spent for different merchant types (Industry Data). Calculations are based on averages only and are not specific to each item purchased at individual merchants and do not reflect individual merchants sustainability practices.

9. Some transactions which may cause the account to become overdrawn include fees and other transactions that occur when Suncorp Bank is processing offline. If your account becomes overdrawn and has a negative balance we will not charge overdrawn fees or interest on the Everyday Essentials or Carbon Insights Account.

# Terms and conditions apply. Find out more on our Suncorp Bank ATMs page.

Apple, the Apple logo, Apple Pay and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries and regions.
App Store is a service mark of Apple Inc.

Google Wallet, The Google Wallet logo, Google Pay, The Google Pay logo, Google Play and the Google Play logo are trademarks of Google LLC.
Android is a trademark of Google LLC.

Stepped

Interest is based on a number of set dollar ranges, each having an applicable standard interest rate. You are paid interest for that part of your account balance that falls within each range, at the rate applicable to that range.

Whats this?

flexiRates allow you to set aside a portion of your savings for a nominated period to earn extra interest.

Whats this?

Open up to 9 sub-accounts to help you budget and save better.

Whats this?

When in 'offset' mode, the larger the balance you hold in this account, the less interest you’ll end up paying on your Suncorp Variable Rate Home Loan.