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Everyday Basics Account

A simple transaction account for your everyday banking needs

Open now

Why choose the Everyday Basics Account?

Tap & go

Use your Visa Debit Card to access your cash, shop securely online or tap & go with PayWave, Apple Pay or Google Pay

No account keeping fees

$0 monthly account-keeping fees. Plus, no ATM fees via ATM network.

Ready to switch?

Simplify your new Suncorp account set up with our online switching tool available in Internet Banking

Apply online in under 5 minutes

Mobile payments give you more ways to pay


Start paying in stores, apps & online, using Apple Pay or Google Pay with your Suncorp Visa debit card.

Interest Rates & Fees

There's no interest paid on money in this account however, if you're saving for a goal and would like to earn interest, you may also like to open a Suncorp eOptions Account.




Monthly account-keeping fee


All Suncorp Bank Transactions


Using other banks' ATMs

Withdrawals and enquiries at other (“non Suncorp Bank”) ATMs will incur the ATM Operator fee by the Financial Institution who owns the ATM. This fee will be charged immediately at the time of the transaction to your account.

ATM Operator Fee

Electronic transfers to other banks


Bank cheque purchase



Payment Honour or Dishonour Fee


Want to find out more?

Product Information Document

For more details about this account download our Product Information Document

Compare Everyday Accounts

Use our comparison table to easily compare all Everyday Account features side by side

Ready to switch

Simplify your new Suncorp account set up with our online switching tool available in Internet Banking

How to apply

Applying Online

Applying online is simple and takes less than 5 minutes. Make sure you are at least 18 years old and a permanent Australian resident with an Australian residential address. You’ll need:

  • Your Driver’s licence, Medicare card or Passport
  • A valid email address

Joint applicants may apply online however you will both need to visit a store or Australia Post office to verify your ID before you receive full access to your account.

Applying in store

We will need to confirm your identity when you visit the branch so please take a moment to read our personal identification requirements.


Account holder must be 11 years or older least (unless otherwise stated in the Product Information Document), and a permanent resident of Australia. If you are 11 - 18 years old, you can apply in-store.

Open an account in minutes

You can apply online, in a branch or over the phone.

Apply online

It's quick and easy

Call Us

Mon - Fri 8am - 10pm

Sat – Sun 8am – 6pm


Visit Us

Come and chat in person

To be eligible for a Suncorp Bank Visa Debit card you must be 16 years of age or older. If not eligible you will receive a Suncorp Bank eftpos card.

Interest rates, fees and charges are subject to change without notice.

Account Switching Self-Service Terms and Conditions can be viewed here.

Deposit Products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882. Please read the Product Information Document for Personal Deposit Accounts before opening an account ;for Personal Deposit Accounts before opening an account. Fees, charges, terms and conditions apply and are available on request.

Fee-free withdrawals

Suncorp Bank customers can access fee-free withdrawals at over 3,000 rediATMs across Australia.

Plus, don't forget the Big Four have made their ATMs fee-free for all Australians.

Partnered network

Includes over 1,500 Suncorp Bank & Bendigo Bank ATMs


payWave accepted for purchases over $100, however you’ll be required to enter your PIN.