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55 Plus Account

An interest-earning transaction account for ages 55 and over

Why choose the 55 Plus Account?

With easy access to your money, unlimited fee-free Suncorp Bank transactions, and interest paid on your account balance, the 55 Plus Account helps you make the most of your income and savings.  

For deposits $0 - $9,999

For deposits $10,000 - $99,999

For deposits $100,000 and over

Key Features

  • $0 monthly account-keeping fees
  • Earn interest on funds in your account on a stepped basis 
  • No minimum balance required
  • Access higher interest rates with our flexiRate option
  • Fee-free withdrawals plus quick cash and cheque deposits via our ATM network
  • Free personal & bank cheques
  • Save on everyday items with Suncorp Benefits. Customers with a 55 Plus account can sign up for the Rewards Program.

With so many ways to access your money

Mobile App

Safe, secure & easy mobile banking

Branch & Telephone

Make the most of unlimited transactions

Internet Banking

Fast, easy & unlimited

Visa Debit

Shop online, overseas, or ‘wave and go’ with Visa payWave 


Convenient banking wherever you live


Suncorp Bank ATMs

Enjoy fee-free access to your cash at over 3000 ATMs across Australia

Plus, we can help you track your spending with the Suncorp Bank Budget Tracker!

Mobile payments give you more ways to pay

Start paying in stores, apps & online, using Apple Pay or Google Pay with your Suncorp Visa debit card.





Suncorp Bank customers can access fee-free withdrawals at over 3,000 rediATMs across Australia.


Plus, don't forget the Big Four have made their ATMs fee-free for all Australians.


Learn more

Product Information Document

For more details about our 55 Plus Account download our Product Information Document

Compare all Everyday Accounts

Saving calculator

Use our Savings Calculator to see how much you can save

Open an account in minutes

Start making the most of your money today.

Apply online

You'll just need a form of primary ID

Call Us

We're open 24 hours a day,
7 days a week

Visit Us

We'll take you through it face to face

Deposit Products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882. Please read the Product Information Document for Personal Deposit Accounts before opening an account. Fees, charges, terms and conditions apply and are available on request.

Flexi Rate

flexiRates allows you to earn higher interest rates by locking away a portion of your savings for periods up to 12 months.

Stepped Basis

Interest is calculated on a ‘stepped’ basis, which means you'll earn interest based on the parts of your account balance which fall within a set dollar and interest rate range. Please see the interest rate tab for rates across all account balances. Interest is calculated daily and paid monthly.


flexiRate rates allow you to earn higher interest rates by locking away a portion of your savings within your account for periods up to 12 months.