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55 Plus Account

An interest-earning transaction account for ages 55 and over

Why choose the 55 Plus Account?

With easy access to your money, unlimited fee-free Suncorp Bank transactions, and interest paid on your account balance, the 55 Plus Account helps you make the most of your income and savings.  

Access higher interest rates with our flexiRate option

6 months (special)

Open a 55 Plus Account   Find out more

Interest Rates Effective 6 November 2018. Interest is calculated daily on the whole balance of the nominated flexiRate amount and paid at the end of the flexiRate period. flexiRate interest is fixed for the nominated flexiRate period. The maximum flexiRate period is 12 months. An interest adjustment will apply if we allow you to release your flexiRate early.

Key Features


Boost your savings with flexiRates

Earn higher interest by choosing to lock a portion of the money in your savings account away for up to 12 months.

flexiRates can easily be set up and managed in Internet Banking.


flexiRates are available on the 55 Plus account, eOptions Online Savings Account and Everyday Options Sub-Account.

With so many ways to access your money

Mobile App

Safe, secure & easy mobile banking

Branch & Telephone

Make the most of unlimited transactions

Internet Banking

Fast, easy & unlimited

Visa Debit

Shop online, overseas, or ‘wave and go’ with Visa payWave 


Convenient banking wherever you live


Suncorp Bank ATMs

Enjoy fee-free access to your cash at over 3000 ATMs across Australia

Plus, we can help you track your spending with the Suncorp Bank Budget Tracker!

Mobile payments give you more ways to pay

Start paying in stores, apps & online, using Apple Pay or Google Pay with your Suncorp Visa debit card.

Ready to switch?

Simplify your new Suncorp account set up with our Account Switching tool available in Internet Banking

Find out more

Want to find out more?

Product Information Document

For more details about this account download our Product Information Document

Compare Everyday Accounts

Use our comparison table to easily compare all Everyday Account features side by side

Savings Calculator

Use our Savings Calculator to see how much you could save

Open an account in minutes

Start making the most of your money today.

Apply online

You'll just need a form of primary ID

Call Us

Mon - Fri 8am - 10pm

Sat – Sun 8am – 6pm


Visit Us

We'll take you through it face to face

Deposit Products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882. Please read the Product Information Document for Personal Deposit Accounts before opening an account. Fees, charges, terms and conditions apply and are available on request.

Flexi Rate

flexiRates allows you to earn higher interest rates by locking away a portion of your savings for periods up to 12 months.

Stepped Basis

Interest is calculated on a ‘stepped’ basis, which means you'll earn interest based on the parts of your account balance which fall within a set dollar and interest rate range. Please see the interest rate tab for rates across all account balances. Interest is calculated daily and paid monthly.


flexiRate rates allow you to earn higher interest rates by locking away a portion of your savings within your account for periods up to 12 months.