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Pay for it your way with Suncorp Bank PayLater

Pay for it your way with Suncorp Bank PayLater

Now you can PayLater

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It's so quick & easy, even our customers agree!

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Customer Rating
4.7 stars out of 5 stars 4.7 stars out of 5 stars  (4.7 out of 5)

A brighter future for you – and a brighter future for the world

We’re challenging ourselves to find new and better ways to deliver banking that’s good for you and the world in which we live.

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Here to help
Take the guesswork out of your finances.

Get a clear understanding of how much you could borrow, earn or save.

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Bank of the Year.
For Value. For Service.

For an incredible fourth year in a row, Money magazine named us Bank of the Year and Business Bank of the Year

Here to help
Get the answers you need

Find a store or ATM near you

You can refine your search to find 24/7 cash and cheque deposit machines, as well as facilities for exchanging notes and coins.

Locate us

Enquiries or feedback

Whether it’s a question, a suggestion, a compliment or a complaint – we’re listening.

Send us a message

Financial difficulty

If you are experiencing or expecting a period in which you are unable to meet your financial commitments give us a call.

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Documents & forms

Product information documents, identification requirements & useful forms.

View all documents


You asked
So we delivered the latest features

Fast Payments anytime, anywhere

Pay and be paid in under a minute through Osko participating banks using the Suncorp App.

Pay for it your way with Suncorp Bank PayLater

PayLater gives you everything you love about 'buy now, pay later', with all the convenience of a Visa Debit card.

Secure banking 24/7

Suncorp Bank applies a range of security measures to keep your personal information safe. We use security options such as real time fraud monitoring, secure encryption, and 2-factor authentication.

Manage your money 24/7 with our mobile app

Download on the apple app store button   Google Play button

Each comparison rate is based on $150,000 over 25 years. These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates for Interest Only Fixed Rate home loans are based on an initial Interest Only period equal in length to the fixed rate period. Comparison rates for Interest Only Variable home loans are based on an initial 5 year Interest Only period.

Home Package Plus Annual Fee

* $375 annual package fee will be charged and reimbursed while package is active. Savings based on 30-year loan term. Offer subject to change.

Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”) to approved applicants only. Please read the relevant Product Information Document, Lending Fees and Charges and Home Package Plus Terms and Conditions before making a decision regarding any Suncorp Bank products. Fees, charges, terms and conditions apply and are available on request or on our Product Information Documents and Forms page.

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Comparison Rate

A comparison rate is a rate that indicates the true cost of a loan. This rate incorporates certain fees and charges that are applicable for the chosen product.

Fixed Rate

Lock in your interest rate and repayment amount