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Australia’s first carbon neutral personal transaction deposit accounts.
It's so quick & easy, even our customers agree!
Get those ‘great low rate’ feels.
Variable Rate
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Comparison Rate
A comparison rate is a rate that indicates the true cost of a loan. This rate incorporates certain fees and charges that are applicable for the chosen product. For more information about the comparison rate and the comparison rate warning, please refer to the things you should know section of this page.
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Discounted Back to Basics Variable Rate with Better Together Special Offer. Owner Occupied. New to bank lending ≥ $150,000. Maximum LVR 60%. Principal and Interest repayments.
Receive 100,000 bonus Suncorp Credit Card Rewards points!
That’s more than enough for $400 in eVouchers^
Just take out a new Suncorp Clear Options Platinum Credit Card and spend $3,000 on eligible transactions in the first 90 days from approval.†
Having something to celebrate (again) feels good.
Winning Money magazine’s Bank of the Year and Business Bank of the Year for the fifth year in a row is banking you can feel good about.
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# COMPARISON RATE:
A comparison rate is a rate that indicates the true cost of a loan. This comparison rate is based on $150,000 over a term of 25 years and incorporates certain fees and charges that are applicable for the chosen product.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates for Interest Only Fixed Rate home loans are based on an initial Interest Only period equal in length to the fixed rate period. Comparison rates for Interest Only Variable home loans are based on an initial 5 year Interest Only period.
*Discounted rate is only available for new Personal/Owner Occupied loans taken out as part of the Better Together Special Offer >= $150,000 and borrowings <= 60% of the security property value (LVR) inclusive of lenders mortgage insurance (if applicable), with Principal and Interest repayments and who hold a Suncorp Bank transaction account. The discounted rate (currently 4.79% p.a.) is calculated by subtracting a discount of 2.61% from the Standard Back to Basics Variable Rate (currently 7.40% p.a.). Rates and discounts are subject to change and may be varied if the loan purpose or repayment type is changed or where the borrower fails to hold a Suncorp Bank transaction account. Pre-approvals excluded. The discounted rate is available on eligible loans applied for from 16 December 2022.
^ Value current as of 1 December 2022. eVoucher Rewards are subject to the Terms and Conditions noted on the eVoucher Reward and the named supplier's terms and conditions. For more information visit https://www.suncorpbankrewards.com.au/
† To earn 100,000 bonus Suncorp Credit Card Rewards Points, you must apply for a Suncorp Clear Options Platinum Credit Card by 28 February 2023, then spend $3,000 or more on Eligible Transactions within 90 days from approval. An Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and traveller cheques, transactions made in operating a business, payments to other Suncorp Bank accounts, bank fees and charges such as interest and ATM charges, transactions made using Points and government related transactions. Please refer to the full definition of Eligible Transaction which is set out on page 3 of the Rewards Program terms and conditions, for further information on government related transactions in addition to how an Eligible Transaction will be determined. The bonus Suncorp Credit Card Rewards Points will be credited to your Rewards Balance within 6-8 weeks from meeting the spend hurdle providing your Account is open and in good standing. All rewards are subject to the Terms and Conditions of the Suncorp Credit Card Rewards Program terms and conditions. This offer is valid until 28 February 2023. Post this advertised date, we reserve the right to continue, withdraw or change the offer at any time without notice. Please note that this promotion is not available if you opt into the Suncorp Qantas Frequent Flyer program, or choose a Home Package Plus package.
Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”) to approved applicants only. Before making a decision regarding any Suncorp Bank products, please read the relevant Product Information Document, Lending Fees and Charges and the Home Package Plus Terms and Conditions on our Product Information Documents and Forms page. Before opening a Carbon Insights Account, please read the Product Information Document & Terms and Conditions. For all products, fees, charges, terms and conditions apply and are available on request or on our Product Information Documents and Forms page.
Support for non-English speakers
Suncorp Bank offers access to translating and interpreting services in more than 160 languages. Please call 13 11 55 (or +61 7 3362 1712 from overseas) to request this assistance.
Comparison Rate
A comparison rate is a rate that indicates the true cost of a loan. This rate incorporates certain fees and charges that are applicable for the chosen product. For more information about the comparison rate and the comparison rate warning, please refer to the things you should know section of this page.
Variable rate
A rate that is variable and is subject to change over the loan term.
Fixed Rate
Lock in your interest rate and repayment amount
Support for non-English speakers
Suncorp Bank offers access to translating and interpreting services in more than 160 languages. Please call 13 11 55 (or +61 7 3362 1712 from overseas) to request this assistance.
