*Discounted rate is only available for new Personal/Owner Occupied loans taken out as part of the Better Together Special Offer >= $150,000 and borrowings <= 60% of the security property value (LVR) inclusive of lenders mortgage insurance (if applicable), with Principal and Interest repayments and who hold a Suncorp Bank transaction account. The discounted rate (currently 6.13% p.a.) is calculated by subtracting a discount of 2.52% from the Standard Back to Basics Variable Rate (currently 8.65% p.a.). Rates and discounts are subject to change and may be varied if the loan purpose or repayment type is changed or where the borrower fails to hold a Suncorp Bank transaction account. Pre-approvals excluded. The discounted rate is available on eligible loans applied for from 17 November 2023.

^§ View complete eligibility requirements, terms and conditions.

¹ To earn 40,000 bonus Qantas Points, you must apply for a Suncorp Clear Options Platinum Credit Card by 29 February 2024, enrol to earn Qantas Points with the Suncorp Clear Options Platinum Credit Card which has a $49 p.a. fee, then make eligible spends of $4,500 or more within 90 days from approval. Please note, purchases must be processed and charged to your account within the spend period. Eligible spend means any purchase excluding (but not limited to) Cash Advance, Balance Transfers, Special Promotions, refunds and chargebacks, purchases of foreign currency and traveller cheques, transactions made in operating a business, payments to other Suncorp Bank accounts, bank fees and charges, such as interest and ATM charges and transactions made using points. The bonus Qantas Points will be credited to your Qantas Frequent Flyer account within 8 weeks of meeting the spend criteria. Your Account must remain open, in good standing (for example your account is not in default, suspended or closed) and be enrolled to earn Qantas Points with the Suncorp Clear Options Platinum Credit Card at a cost of A$49 per year. All rewards are subject to the terms and conditions of the Suncorp Credit Card Rewards Program terms and conditions. You must be a Qantas Frequent Flyer member and have advised us of your Qantas Frequent Flyer number to earn Qantas Points with the Suncorp Clear Options Platinum Credit Card. Membership and points are subject to the Terms and Conditions of the Qantas Frequent Flyer program. Any eligible spend will not contribute to this bonus points offer until a Qantas Frequent Flyer number is provided. This offer is valid until 29 February 2024. Post this advertised date, we reserve the right to continue, withdraw or change the offer at any time without notice. It is not available in conjunction with Suncorp Credit Card Rewards offers or a Home Package Plus package. 

Under this offer of 40,000 bonus Qantas points, an Annual Credit Card fee of $129 applies. Additionally, this promotion is only available if you enrol to earn Qantas Points at a cost of $49 p.a. 

Your total Balance Transfers may not exceed 80% of your Credit Limit. A 0% p.a. interest rate applies to balances transferred with this offer for a period of 12 months. The 12 months promotional period commences when the Balance Transfer is processed, and you must make the Balance Transfer request within 90 days from approval to receive this offer. At the end of the Balance Transfer period, the interest rate on any outstanding transferred balance will revert to the applicable Annual Percentage Rate for Cash Advances, currently 21.99% p.a. Please note, you are not entitled to any interest free days on retail purchases whilst you have a Balance Transfer. This means that all spend will be charged interest at the applicable Annual Percentage Rate. For important information to consider before taking up a balance transfer, please refer to our balance transfer FAQs. This offer is valid until 29 February 2024. Post this advertised date, NAB reserves the right to continue, withdraw or change the offer at any time without notice.

Banking and home loan products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”) to approved applicants only. Before making a decision regarding any Suncorp Bank products, please read the relevant Product Information Document, Lending Fees and Charges and the Home Package Plus Terms and Conditions on our Product Information Documents and Forms page. Before opening a Carbon Insights Account, please read the Product Information Document & Terms and Conditions. For all products, fees, charges, terms and conditions apply and are available on request or on our Product Information Documents and Forms page.