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Bank of the Year,
after year, after year.

For three years running, we've been named Money magazine's Bank of the Year and Business Bank of the Year.

Money Magazine Bank of the year 2018 2019 2020

It's so quick & easy, even our customers agree!

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Customer Rating 4.7 stars out of 5 stars 4.7 stars out of 5 stars  (4.7 out of 5)

Green home yellow heart home icon Pay off your home sooner

Limited time offer!

Discounted 2 Year Fixed Rate in Home Package Plus. Owner Occupied
New to bank lending >= $150,000
Maximum LVR 90%. Principal and Interest repayments

Compare our home loan rates

Receive up to $3,000 cash bonus
when you refinance to an eligible Suncorp Bank home loan!1

For new refinancers who apply before 10 July 2020 date and settle by 10 November 2020. $2000 for $250,000 - $749,999, or $3,000 if exceeds $750,000, LVR <=90%.

Apply for refinanceFind out more

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Fast Payments anytime, anywhere

Pay and be paid in under a minute through Osko participating banks using the Suncorp App.

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Apple Pay is the easier, safer way to pay with your Suncorp Debit Card. Make payments securely and simply using the Apple devices you always have on you, like your iPhone or Apple Watch.

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Suncorp Bank applies a range of security measures to keep your personal information safe. We use security options such as real time fraud monitoring, secure encryption, and 2-factor authentication.

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Discounted 2 Year Fixed Rate with Home Package Plus

‡Discounted rate is only available for new Personal/Owner Occupied loans taken out as part of the Home Package Plus Special Offer >= $150,000 and borrowings <= 90% of the security property value (LVR) inclusive of lenders mortgage insurance (if applicable), with Principal and Interest repayments. The discounted rate (currently 2.29% p.a.) is calculated by subtracting a discount of 0.45% from the Standard 2 Year Fixed Rate (currently 2.74% p.a.). At expiry of the 2 Year Fixed Rate Term, the loan will revert to the applicable Standard Variable Rate advertised at the time (currently 4.98% p.a.) less the Home Package Plus discount (currently 1.94% p.a.). The discounted rate is only applicable to the 2 Year Fixed Rate loan while the loan remains in a Home Package Plus. The discounted rate is available on eligible loans applied for from 3 April 2020. Rates and discounts are subject to change. The Standard 2 Year Fixed Rate applicable on the day of settlement of the loan will be used to calculate the applicable discounted fixed rate unless the rate has been secured by paying a Guaranteed Rate Fee, which must be selected at time of loan application. Pre-approvals excluded.

# Comparison Rate Warning

Each comparison rate is based on $150,000 over 25 years. These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates for Interest Only Fixed Rate home loans are based on an initial Interest Only period equal in length to the fixed rate period. Comparison rates for Interest Only Variable home loans are based on an initial 5 year Interest Only period.

Refinance Cash Bonus Offer

1 In addition to the conditions listed above, the Refinance Cash Bonus Offer is only available when you are approved for and settle an Eligible Home Loan with Suncorp Bank which must also meet the following criteria: (1) Pre-approvals must be fully approved before 10 July 2020 (2) cannot be a refinance of an existing Suncorp Bank home loan; (3) where total refinance amount to Suncorp Bank is (i) between of $250,000 – $749,999.99, a payment of $2,000 will be made to the borrower; or (ii) where the total refinance amount exceeds $750,000, a payment of $3,000 will be made to the borrower. Limit of one payment per borrower regardless of the number applications which may be eligible. If there is more than one individual borrower, only one payment will be made to them jointly. The customer must hold a Suncorp transaction account held in the name of all borrowers to be eligible for the offer, if one is not held, one will be opened with payment credited within 30 days of the settlement date.

Suncorp Bank reserves the right to vary or withdraw the Refinance Cash Bonus Offer at any time. Applications subject to credit approval. Fees, and charges may be applicable. Full terms and conditions will be included in our loan offer. Depending on your financial circumstances, you should obtain independent advice before making any decisions regarding any cash bonus offers made by Suncorp Bank.

Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”) to approved applicants only. Please read the relevant Product Information Document and the Terms and Conditions before making a decision regarding any Suncorp Bank products. Fees, charges, terms and conditions apply and are available on request or on our Product Information Documents and Forms page

Comparison Rate

A comparison rate is a rate that indicates the true cost of a loan. This rate incorporates certain fees and charges that are applicable for the chosen product.

Fixed Rate

Lock in your interest rate and repayment amount

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