Maximise your future
"Sacrifice". It's not usually a particularly tempting sounding word. But in this case, it can be because salary sacrifice could be a super easy way to make a big difference to your future!
Any extra contribution is taxed at just 15% (instead of your marginal tax rate), which means you may not notice much of a difference to the pay you take home. For those earning over $300,000 gross, a 30% contributions tax will apply to contributions.
Be careful though not to exceed any contributions limits. There is a limit to the amount you can contribute to your super each year before and after tax depending on your age without incurring additional tax.
It's your super and your future… a little change today could make a big impact tomorrow!
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