Recovery Protect Trauma Insurance
Unfortunately, you’ll never know when your health might take a turn for the worse. We all think, "it'll never happen to me". But you can be prepared. If something does happen, Suncorp Recovery Protect trauma insurance can help look after you and your family with a lump sum payout of $50,000 to $250,000 to spend as you choose.
Your medical insurance might cover some of your direct medical bills, but Recovery Protect lets you concentrate on recovering and gives you the funds to continue paying your mortgage and other ongoing costs.
How Suncorp Recovery Protect trauma insurance covers you:
- Apply for a lump sum from $50,000 to $250,000 to spend how you see fit
- Simple, straightforward application process; easy questions
- No medical tests, as we exclude pre-existing medical conditions
- $100,000 cover costs around $1 per day depending on age
- Cover for both illness and accident conditions
- 5% discount for joint policies and 10% for customers with 3 or more products
- Available for Australian residents aged 18 – 55 next birthday
Get an online quote now for Suncorp Recovery Protect trauma insurance
Recovery Protect includes cover* for:
*Up to 90-day waiting period for some critical conditions.
You should click on the links to read the explanation for each condition and also refer to the Product Disclosure Statement.
View our Financial Services Guide.
Exclusions
We will not pay any benefit or refund any premiums if the event giving rise to the claim is a result of:
- Suicide, attempted suicide or complications relating to this
- Active participation in any riot, strike, civil commotion, coup, revolution, terrorist activity or military, naval or airforce action.
- Any pre-existing condition. This means any illness, injury, condition or related symptom, which, in the last 5 years before the policy commencement date, the insured person:
- Knew about or should have been expected to know about; or
- Consulted a medical practitioner about.
- Cancer; Coronary Artery Bypass Grafting; Heart Attack; or Stroke where the critical condition occurred, was diagnosed, or the circumstances leading to the diagnosis of the critical condition became apparent, within 90 days after the policy commencement date. Refer to Product Disclosure Statement for more information.
Recovery Protect trauma insurance is issued by Suncorp Life & Superannuation Ltd ABN 87 073 979 530 AFSL 229880. The information in this brochure is of a general nature only. Please read the Product Disclosure Statement (PDF, 109k) and consider your own situation before making any decision regarding this product.
