Help Me Choose My Income Protection

Deciding exactly which Income Protection solution is for you can be a confusing and overwhelming experience. For a snapshot of how our products can help, see the below table. Alternatively our Financial Planners are qualified, experienced, and will take the time to listen, explain things clearly and keep you informed. They are committed to understanding your needs and identifying the best ways to achieve your goals.

Features	Income Shield	Income Protector	Income Advantage
Severely Disabled Benefit	10 Hours definition	10 Hours definition	10 Hours Plus definition
Partially Disabled Benefit
Recurring Disability
AIDS Cover
Blood Borne Diseases
Endorsed Agreed Value
Elective Surgery Benefit
Pregnancy Premium Waiver Benefit
Automatic Increase Benefit
Premium Waiver Benefit
Income Update Benefit
Death Benefit
Guarantee of Upgrade
Indemnity Option available
Payments Whilst Overseas	Limited to 3 months	Limited to 3 months	No Limit
Overseas Assist Benefit
Premium & Cover Suspension Benefit
Specific Injury Benefit
Retraining Benefit
Return to Work Benefit
Continuation of Cover beyond age 65
Optional benefits
Extras Package
>> Accommodation Benefit
>> Bed Confinement Benefit
>> Crisis Benefit
>> Family Assist Benefit
>> Transportation Benefit
>> Unemployment Benefit
Accidental Injury Option
Accidental Injury Plus Option
Increasing Claim Option
Booster Option
Recovery Booster Option
SuperSaver Option
Extended Waiver of Premium Option
Needlestick Option

*Please refer to the Suncorp Lifeguard Product Disclosure Statement for full terms and condition.

This is general advice and does not take into account your objectives, financial situation or needs. Before acting on this general advice you should consider the Product Disclosure Statement and the appropriateness of the advice having regard to your objectives, financial situation and needs and consult your financial adviser.

Suncorp Lifeguard is jointly issued by Asteron Life Limited ABN 64 001 698 228 AFSL 237903 (Asteron Life) and Suncorp Portfolio Services Limited ABN 61 063 427 958 AFSL 237905 RSE L0002059,(SPSL) subsidiaries of Suncorp Metway Limited ABN 66 010 831 722. Before deciding to acquire or to continue to hold the product please read the Product Disclosure Statement.
The obligations of Asteron Life and SPSL are not guaranteed by any other company in the Suncorp group. This product is not a bank deposit or other bank liability.