A pre-approval for your Home Loan may give you added peace of mind when you’re looking for a new home or investment property. When you find that perfect place, let the real estate agent know that you have pre-approval on your finances – it may work in your favour! And if the house you love is going to auction, arranging a pre-approval before auction day, may mean you can bid with more confidence.

3 easy steps to applying for pre-approval

1. Discuss your home loan situation with us Call us on 13 11 55, or book a meeting with a lender, and we can discuss your current situation. We'll talk about how much you want to borrow, how much you earn, and your current assets or liabilities. Based on your answers, we'll be able to give you an indication of how much you can borrow. In some cases you may not require a formal pre-approval from the Bank and this 'informal' pre-approval may be all you need to get you looking. Talk to your lender about whether you actually need a formal pre-approval.

2. For a pre-approval certificate, send in your documentation If you would like a formal pre-approval certificate, send us your documentation to confirm the details we've discussed with you. Use our handy checklist to see what type of documentation you may be asked to send in.

3. Once we receive your documentation, we can send your home loan pre-approval certificate within 24 hours * (or the next working day) You can give the real estate agent a copy of this certificate when you put an offer on a place. It may give the seller peace of mind that you're serious about your offer.

Getting pre-approval for your home loan can make it smoother for you to purchase the home of your dreams. Book a no-obligation meeting with a lender today, and we can get you started on this exciting journey.

Supporting Documentation Checklist

Item	Required Details
Personal ID	A recent photo (eg. Drivers Licence), or 100 points of identification for new customers
Proof of income	3 most recent pay slips or, if you are self-employed, financial statements for the past 2 years
Proof of residence	rates notice if you are a home owner rent receipt or tenancy agreement if renting home loan statement (if you are refinancing and the loan is not a Suncorp loan) written statement of board amount if boarding
Proof of current liabilities	credit card statements (if not a Suncorp Visa card) charge card statements personal loan statements (if it is not a Suncorp loan)
Proof of non-Suncorp savings (if you have them)	savings account statements term deposit statements managed fund statements

Ready to talk to us?

There are no-obligations when you meet with our lenders. Talk to us about your situation, and we'll do our best to provide you with a home loan option to meet your needs. What have you got to lose?