Compare Home Loans

Feature	Standard Variable	Back to Basics	Fixed Rate	Asset Line	Bridging Loan	Reverse Mortgage*
Interest type	Variable	Discounted Variable	Fixed for a period	Variable	Variable	Variable or fixed options
Ability to 'split'	Yes	Yes	Yes	Yes	No	No
Redraw facility Cashback	Yes	Yes	No	N/A	No	No
Offset facility	Yes	No	No	No	No	No
No Deposit Option	Yes	Yes	Yes	No	No	No
Suncorp Deposit KickStart	Yes	Yes	Yes	No	No	No
Add Loan facility	Yes	Yes	No	Yes	No	No
Repayments	Standard Variable	Back to Basics	Fixed Rate	Asset Line	Bridging Loan	Reverse Mortgage*
Frequency	Weekly, fortnightly or monthly	Weekly, fortnightly or monthly	Weekly, fortnightly or monthly	When it suits you whilst the balance remains below the approved limit	Weekly, fortnightly or monthly	N/A
Interest Only option	Yes; monthly in arrears	Yes; monthly in arrears	Yes; monthly in arrears or annually in advance	N/A	Yes; monthly in arrears	N/A
Ability to make lump sum or extra repayments	Yes	Yes	Yes (1)	Yes (2)	Yes	Yes(3)
Fees	Standard Variable	Back to Basics	Fixed Rate	Asset Line	Bridging Loan
Loan establishment fee	$600	$600	$600	$600	$600
Account keeping fee	$10 per month	Nil	$10 per month	$10 per month	$10 per month
	Learn more about Standard Variable Rate	Learn more about Back to Basics	Learn more about Fixed Rate	Learn more about Asset Line	Learn more about Bridging Loan	Learn more about Reverse Mortgage

* Credit is provided by Reverse Mortgage Services Pty Ltd ABN 87 114 594 080

Notes

1. A fee will apply if more than the prepayment allowance is paid.
2. There's no minimum repayment required as long as the balance remains below the approved limit.
3. Fees apply if you pay out your loan within the first five years or break a fixed rate during its term. Minimum repayment $1000.