| List of Insured Events |
Home |
Contents |
| Storm and flood |
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| Burst pipes, leaks and overflow |
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| Fire |
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| Lightning |
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| Theft and damage caused by thieves |
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| Vandalism and malicious damage |
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| Riot or civil commotion |
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| Explosion |
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| Breakage of fixed glass |
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| Impact |
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| Earthquake and tsunami |
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| Damage by an animal |
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Covered for Insured Features
Not covered for Insured Features
For full details refer to the Classic Home and Contents Insurance Product Disclosure Statement.
| Summary of Additional Features |
Home |
Contents |
| Temporary accommodation costs during repairs up to 10% of the sum insured (maximum 52 weeks) |
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| Removal of debris |
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| Automatic sum insured adjustment |
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| Extra costs to comply with the latest home building regulations |
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| Replacement of locks when keys are stolen up to $500 |
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| Extra cover to install a rainwater storage or solar powered heating facility up to $2,500 |
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| Spoilage of food up to $500 |
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| Cover for contents when you are moving to a new address in Australia |
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| Contents temporarily removed from your home to a hotel or motel up to 120 days |
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| Loss of rent due to an insured incident up to 10% of the sum insured |
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| Mortgage discharge costs up to $1,000 |
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| Accessories and spare parts of vehicles and craft up to $500 |
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| Uninsured contents owned by visitors up to $500 |
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| Credit or financial card cover up to $1,500 |
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| Home modifications where an insured incident causes paraplegia or quadriplegia up to $5,000 |
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(if you live
in a unit) |
| Funeral expenses due to an insured incident up to $5,000 |
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| Legal Liability cover up to $20 million |
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Covered for Additional Features
Not covered for Additional Features
For full details refer to the Classic Home and Contents Insurance Product Disclosure Statement.
| Summary of Optional Covers |
Home |
Contents |
Injury to pet dogs and cats
Your pet dog or cat will be covered up to $500 for necessary veterinary treatment if they are injured in an accident during the period of insurance. |
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Motor burnout
Provides cover for the burning out or fusing of a household electric motor less than 11 years old, which is part of the insured Home or Contents. |
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Accidental damage
Accidental damage provides cover for accidental loss or damage at the insured address such as accidentally dropping a heavy saucepan onto your kitchen tiles (Home cover) or accidentally spilling a bottle of red wine on your carpet (Contents cover). |
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Safety net home protection up to 25% of your home sum insured
If your home is damaged by an insured incident and the repair or replacement cost exceeds the sum insured, we will if necessary pay up to an extra 25% of your home sum insured to repair damage, replace your home or pay you what it would cost us to repair or replace your home |
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Mortgagee's interest for unit owners
(When the building containing your unit is damaged by an insured incident and the building cover falls short, we will pay up to the outstanding mortgage on your unit) |
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| Landlord’s fixtures and fittings |
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Available for Optional Covers
Not available for Optional Covers
Product Disclosure Statement
Classic Home and Contents Insurance is issued by Suncorp Metway Insurance Ltd. ABN 83 075 695 966. Please read the Product Disclosure Statement and any Supplementary Product Disclosure Statement before you make any decisions regarding this product. Contact us for a copy.
These features of Classic Home & Contents Insurance are available to new customers from 1 July 2008 and to existing Home & Contents Insurance customers upon renewal.
