Want to protect your assets and lifestyle with Suncorp Classic Home and Contents Insurance?
When you insure your home and contents with Suncorp, you can relax knowing that if the unexpected happens to your home, we'll help take care of your insurance for you. That's why we've designed our Classic Home and Contents Insurance and after-claims service to help things get back on track sooner.
Find out more about the CHOICE Home and Contents Insurance Report
Key features of Classic Suncorp Home & Contents Insurance
| Feature |
Description |
| Cover for Insured Events |
You are covered against loss or damage as a result of 12 Insured Events. Some of these include:
- Storm and flood
- Fire
- Lightning
- Burst pipes, leaks, and overflows
- Theft and damage.
|
| Automatic flood cover |
From 1 July 2008, all new and existing Home & Contents Insurance customers will have our automatic flood cover for all types of flood caused by rain. Click here to learn more about our flood cover. |
| Eco-friendly insurance features |
We will pay up to $2,500 of the net cost of installing a rainwater storage solution or solar powered heating facility when we rebuild or repair your home when at least 80% of your home is damaged by an insured incident.
When we replace new for old, we replace your damaged white goods with ones of equal specification that have a minimum 3 star energy rating, even if the item originally had a lower rating.
|
| Additional features at no extra cost |
Suncorp includes a number of Additional Features at no extra cost, such as:
- Removal of debris
- Extra costs to comply with the latest home building regulations
- Temporary accommodation costs during repairs for up to 12 months
- Cover for uninsured visitor's contents when your contents are insured
- Legal Liability cover up to $20 million
|
| Lifetime guarantee on home repairs |
For peace of mind, Suncorp guarantees the quality of materials and workmanship of home repairs that we authorise and arrange for the lifetime of your home. |
| Optional covers for Suncorp Home & Contents Insurance |
Tailor your Insurance cover to suit your needs with the choice of 6 Optional Covers, such as:
- Injury to pet dogs and cats - Your pet dog or cat will be covered up to $500 for necessary veterinary treatment if they are injured in an accident during the period of insurance.
- Motor burnout – We will cover you for the burning out or fusing of household electric motors less than 11 years old, which are part of the insured Home or Contents
- Accidental damage - We will cover you for accidental loss or damage at the insured address such as accidentally dropping a heavy saucepan onto your kitchen tiles (Home cover) or accidentally spilling a bottle of red wine on your carpet (Contents cover). (This is not available for tenanted homes)
- Safety Net Home Protection Option - If your home is damaged by an insured incident and the repair or replacement cost exceeds the sum insured, we will if necessary pay up to an extra 25% of your home sum insured to repair damage, replace your home or pay you what it would cost us to repair or replace your home.
|
| Discounts and ways to save on your policy |
- Save 15% off the combined premium when you combine your home and its contents onto one policy.
- Choose a higher excess to reduce your premium
- Installing extra security at your home may also reduce your premium
- You may be eligible for a Multiple Policy Discount if you have other insurance products with us
|
| Online Tools and Tips to help you protect your home and contents |
- Home Insurance Calculator - Use this guide to estimate the amount of cover you need.
- Contents Insurance Calculator - The cost of replacing your home's contents could be more than you think. Use our calculator as a guide to estimate the amount of cover you need.
- Virtual Safe - Keep an inventory of your Home & Contents items and documents on your own computer with this free, easy-to-use, password protected tool.
- Home Security Tips - Tips on home safety and security for you and your family.
- Postcode Profiler - Find out how your suburb stacks up when it comes to insurance perils like fire, theft and storms.
|
| Only one excess to pay |
When you make a claim for both home and contents for the same event, you only have to pay one excess. |
| No claim forms necessary |
There are no claim forms to fill in when you make a claim - simply call us and we will manage this process for you. |
| You can call us 7 days a week |
Whether you need to lodge a claim, take out new insurance or make a change to your policy, we are here to answer your call 24 hours a day - every day! |
| Pay your insurance monthly |
Spread your premium across twelve easy-to-manage monthly instalments (fee applies). |
Product Disclosure Statement
Classic Home and Contents Insurance is issued by Suncorp Metway Insurance Ltd. ABN 83 075 695 966. Please read the Product Disclosure Statement and any Supplementary Product Disclosure Statement before you make any decisions regarding this product. Contact us for a copy.
These features of Classic Home & Contents Insurance are available to new customers from 1 July 2008 and to existing Home & Contents Insurance customers upon renewal.
General Insurance Code of Practice
We support and adhere to the General Insurance Code of Practice. By incorporating these standards into our business, we fulfil our commitment to provide the highest level of service to our customers, every time. Access a copy of the Code at the General Insurance Code of Practice web site, or alternatively, contact the Insurance Council of Australia by visiting www.ica.com.au or phoning (02) 9253 5100.
