Visa Debit Card

Convenience of Visa, using your own money

Available on all our card issuing accounts* a Suncorp Bank Visa Debit card allows you to access your own money, in more places.

More Information

A Suncorp Bank Visa Debit card allows you to combine the convenience of a Visa card, with the ability to access your own funds when and how you choose – anywhere Visa is accepted. When you open a Suncorp Bank everyday banking account simply choose to link it to a Visa Debit card^#.

You can also enjoy:

Easy access to your money	Worldwide acceptance – anywhere in the world where Visa is accepted Features of an ATM card and more Purchase over the phone and online Link multiple accounts to your Visa Debit card There is no credit application – simply link the card to your chosen everyday banking account and press credit to make purchases using that account
Security	Press the credit button when transacting and be covered by Visa’s Zero Liability##, reimbursing you for any unauthorised transactions You can choose your own PIN at selected Suncorp Bank ATMs From November 2009, all new and replaced Suncorp Bank Visa Debit cards will be embedded with a security microchip. A Visa Debit chip card is more secure as chip technology makes it more difficult to fraudulently copy card details. Find out more about Chip Cards
Card/Transaction	No annual card fee
Fees	Press the credit button when making purchases and avoid incurring transaction fees+
Other Fees	Foreign currency conversion fee for Visa is 2.5% of the converted Australian dollar transaction amount, made or charged to your account^^ Cash advance at non-Suncorp Bank institutions is $5 per $1000 advanced or part thereof via an over the counter transaction or through an overseas or other bank ATM
Interest	As long as your account is not overdrawn, no interest applies
Access to many accounts	You can link your Suncorp Bank Visa Debit card to a wide range of accounts#, including Everyday Basics , Everyday Options , 55 Plus Account or our Cash Management Account at no extra cost

Personalise your Card

With Suncorp Bank Personalised Cards you can design your own Visa Debit card by uploading your favourite photograph or image⁺⁺.

For a small fee you can personalise your card with your own image, or you can select from our image gallery (a few examples are below).

It's like a blank canvas for you to display your kids, pet, family, friends – even your dream holiday or favourite colour.

Simply upload your favourite image, or choose one from our range of images in the Personalised Cards Image Library. Find out more.

To Apply

When you choose a Suncorp Bank everyday bank account, choose to link it to a Suncorp Bank Visa Debit card. Find out more about our Everyday Banking options.

Remember, we're always here to help you with any of your banking needs. For more information please call us on 13 11 55 or visit your nearest branch.

Things you should know

* Visa Debit is available on Everyday Basics, Everyday Options Account, 55 Plus Account, and Cash Management Account.

^ Withdrawals and enquiries at non-Suncorp Bank ATMs will incur the ATM Operator Fee by the Financial Institution who owns the ATM.

# To be eligible for a Visa Debit card you must be over 18 and a permanent resident of Australia. If you are not eligible for a Visa Debit card, you will be offered a Suncorp Bank Transaction card to access your account.

+ Restrictions apply. Customers are liable for Visa transaction which may cause their account to overdraw and interest may be charged to the account. Please refer to our call centre on 13 11 55 or visit your local branch for more information.

## Cardholder's liability is limited to zero for unauthorised transactions, provided the cardholder notified Suncorp Bank of unauthorised Visa transactions, and there is no evidence of cardholder negligence, fraud or collusion.

^^ The exchange rate between the transaction currency and the billing currency used for processing foreign currency transactions is a wholesale market rate selected by VISA from within a range of wholesale rates in effect one day prior to the processing date plus the percentage that Suncorp Bank charges for the Foreign Currency Conversion Fee above.

++ Photography/image selection is subject to guidelines. Visit www.suncorp.com.au/personalisedcards for full terms and conditions. Fee and Charges apply.

Banking Products are issued by Suncorp-Metway Ltd ABN 66 010 831 722. Please read the Product Information Document (PDF, 747KB) before making any decisions regarding this product. Visit your nearest Suncorp Bank branch or call 13 11 55 for more information.