Convenience of Visa, using your own money
At a glance…
- No annual fee applies to debit cards
- Visa Debit is a unique product that combines the convenience and protection of a Visa card with the security of using your own money
- The Visa Debit Card allows you to access the money in your Suncorp accounts anywhere Visa is accepted
- Use your own money to purchase over the phone, Internet, or other places where only 'credit cards' are accepted
- Visa Debit purchases are transaction fee-free. Remember, press the credit button when you shop for a fee-free transaction*
| Feature |
Description |
| Accepted worldwide |
- Use your Suncorp Visa Debit card anywhere in the world where Visa is accepted.
- Use your own money to purchase over the phone and on the Internet.
|
| No annual fee or transaction fees for purchases |
Your Suncorp Visa Debit card has no annual fee or transaction fees on purchases, providing you press the CREDIT button when making a purchase by EFTPOS**.
|
| Access a wide range of accounts |
You can link your Suncorp Visa Debit card to a wide range of accounts, including Everyday Options, or Everyday Saver Accounts# or 55 Plus. |
| Pay no interest |
As long as your account is not overdrawn, no interest applies. |
| Added Security |
|
| Choose your own PIN |
You can choose your own PIN at selected Suncorp ATMs. |
Fees
| Item |
Description |
| Card Fees |
There is no annual card fee. |
| Purchases |
Visa Debit purchases are transaction fee-free. Remember, press the CREDIT button when you shop for a fee-free transaction.## |
| Cash advance at non-Suncorp institutions |
$5 per $1000 advanced or part thereof via an over the counter transaction or through an overseas or other bank ATM. |
| Foreign currency conversion fee (VISA) |
2.5% of the converted Australian dollar transaction amount of any foreign currency transaction made or charged to your account.
The exchange rate between the transaction currency and the billing currency used for processing foreign currency transactions is a wholesale market rate selected by VISA from within a range of wholesale rates in effect one day prior to the processing date plus the percentage that Suncorp charges for the Foreign Currency Conversion Fee above. |
Important Information
*Restrictions apply. Please refer to our call centre on 13 11 55 or visit your local
branch for more information.
**Restrictions apply. Please refer to our call centre on 13 11 55 or visit your local branch for more information.
# Card access is only available on selected accounts. If you are not eligible for a Visa Debit card, you will be offered a Suncorp Transaction card to access your account. To be eligible for a Visa Debit card you must be over 18 and a permanent resident of Australia.
## Cardholder's liability is limited to zero for unauthorised transactions, provided the cardholder notified Suncorp of unauthorised Visa transactions, and there is no evidence of cardholder negligence, fraud or collusion.
