An everyday transaction account you can link to multiple high interest sub accounts
to help you manage your money on a day to day basis.
- No minimum monthly balance, or deposit amount required
- Instant and unlimited access via ATMs/EFTPOS, Phone & Internet Banking
plus Suncorp Bank branches and a free cheque book
- Visa Debit card^ option for easy access to your own money when shopping
online
- Link up to 9 High Interest Sub Accounts, which earn
4.25% p.a.
*
Benefit from
no monthly fees for 12 months!
Apply online and pay no monthly account keeping fee for 12 months +. (usually $5
per month)
Features
Rates & Fees
How it works
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Access
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- ATM
- EFTPOS
- Phone and Mobile Phone# Banking
- Internet Banking
- Suncorp Bank branches
- Cheque book
- Visa Debit card^
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Visa Debit card^
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You can request a Visa Debit card to access your Everyday Options funds. This card
allows you unlimited access to your own money so you can transact via the phone,
online, with merchants, via ATMs and overseas - wherever you see the Visa symbol.
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High interest sub accounts
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- Link up to 9 high interest sub accounts to your main transaction
account.
- Save for something special and also manage your ongoing expenses.
- Earn high interest while still being able to withdraw your money
whenever you need to.
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Automatic Savings Plan
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Set up regular transfers between your accounts. You can conveniently manage your
money all from the one place, making budgeting so much easier.
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Personalise your card
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For $15 you can personalise your card with an image of your choice. Find out how.
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Home Loan help
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You can link this account to Eligible Home Loans to help you reduce your interest
repayments. Learn more.
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Personal Overdraft
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You can add a Personal Overdraft to your Everyday Options account. Personal overdrafts
allow you to overdraw your account and borrow money to a pre-approved limit.
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Interest
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- Interest on this account is 0.01%p.a.*
- Simply link this account to multiple high interest Everyday Options
sub accounts to earn
4.25% p.a.
*
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Earn higher interest
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Earn even more interest by applying a flexiRate to your linked sub accounts. A flexiRate
lets you lock away a portion of your savings at a higher fixed interest rate for
a period of your choice – similar to a term deposit.
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Fees
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- Flat $5 monthly account keeping fee – waived for 12 months if you
apply online!+
- Fees may apply for other services – please refer to the Product Information Document (PDF, 747KB) for full details.
Minimise potential fees
- Reduce the risk of overdrawing your account by setting up a Sweep.
- An Insufficient Funds Sweep is an automatic transfer of available
funds set up between your accounts to cover a direct debit or personal cheque that
could not otherwise be honoured. A sweep will automatically move available funds
from a Suncorp Bank account nominated by you to cover the required transaction amount.
A sweep is usually $1.50 per use, but for Everyday Options account holders this
functionality is free. Visit your nearest branch to learn how to set one up.
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How to apply
Call 1800 047 569,
7am - 7pm,
Mon - Fri EST
Things you should know
* Variable interest rate subject to change without notice .
+ Offer only available to applications submitted at
www.suncorp.com.au/applyonline. Applications submitted through Suncorp Internet
Banking will not be eligible for this offer. At the end of the 12 month period the
monthly account keeping fee applicable at that time will apply to the account. Fee
currently $5.00 per month. #You may be charged web access rates for access to this
service by your mobile phone service provider. Check with your mobile phone service
provider for details on specific fees and charges.
^To be eligible for a Suncorp Bank Visa Debit Card you must be over 18 and a
permanent resident of Australia. If not eligible you will receive a Suncorp Bank
Transaction Card. Other fees and charges may apply. Everyday Options account is
issued by Suncorp Metway Ltd. ABN 66 010 831 722 (“Suncorp Bank”).
Please read the Product Information Document (PDF, 747KB) before making any decisions
regarding this product. Visit your nearest Suncorp Bank branch or call 13 11 55
for more information. Fees, charges, terms and conditions apply and are available
on request. Please read the
Lending Fees and Charges brochure (PDF, 301KB) before making any decisions
regarding our Personal Overdraft facility. Visit your nearest Suncorp Bank branch or call 13 11
55 for more information.
**Everyday Basics and Everyday Options accounts are issued by Suncorp-Metway Ltd ABN 66 010 831 722
(‘Suncorp Bank’). Terms, conditions, fees and charges apply to the account and are available
on request. Please read the relevant Product Information Document before you make any
decisions regarding these products. Contact us on 13 11 55 or in branch for a copy.
*This offer is available to new Suncorp Bank Everyday Basics and Everyday Options accounts
opened during the period 15 February 2010 and 15 April 2010. The $50 credit is applicable
when you set up and have drawn a successful, regular external Direct Debit by 30 June 2010
(e.g. for rent or phone bill payment). Deposit of $50 will be made into eligible, open
accounts by 31st July 2010. Transfers between Suncorp accounts (eg Everyday Options account
and Suncorp Home Loan account) are not eligible transactions for the $50 offer. Limit of one
$50 payment per customer.
