Personal - Current Deposit Interest Rates

Other interest rates: Loan Interest Rates or Business Interest Rates?

Rates are effective from 18 June 2009 but are subject to change without notice.

On this page: Everyday Banking : Savings : Cash Investment Accounts : Fixed Term Accounts : Other Deposit Accounts

Everyday Banking

Everyday Options

Minimum Balance	Annual Interest Rate
$0.01 and over	0.01% p.a.

Interest is calculated daily and paid half yearly.

Everyday Options Sub-Account

Minimum Balance	Annual Interest Rate
$0.01 and over (excluding flexiRate balances)	3.50% p.a.

Variable interest rate. Interest is calculated daily. Standard interest is paid monthly.

Everyday Options Sub-Account flexiRates

Interest Type	Annual Interest Rate
3 months	3.80% p.a.
6 months	4.05% p.a.
12 months or choose your own end date, log onto Internet Banking for today's rates	4.55% p.a.
4 months special	4.45% p.a.

Interest is calculated daily on the whole of the balance. flexiRate interest is paid at the end of the flexiRate period. Maximum flexiRate period is 1 year. Interest rate is fixed for the flexiRate period on the nominated amount.

55 Plus Account

Minimum Balance	Annual Interest Rate
$39,400 and over	3.00% p.a.
$2000 - $39,399	2.00% p.a.
$1 - $1,999	0.01% p.a.

Interest is calculated daily and paid monthly on a stepped basis.

Everyday Basics

Minimum Balance	Annual Interest Rate
$0.01 and over	No Interest

Savings Accounts

eOptions

Interest Type	Annual Interest Rate
Standard Interest (excluding flexiRate balances)	3.50% p.a.

Variable interest rate. Interest is calculated daily. Standard interest is paid monthly.

eOptions flexiRates

Interest Type	Annual Interest Rate
3 months	3.80% p.a.
6 months	4.05% p.a.
12 months or choose your own end date, log onto Internet Banking for today's rates	4.55% p.a.
4 months special	4.45% p.a.

Interest is calculated daily. flexiRate interest is paid at the end of the flexiRate period. Maximum flexiRate period is 1 year. Interest rate is fixed for the flexiRate period on the nominated amount.

Kids Savings Account

Minimum Balance	Standard Rate	Bonus Rate	*With Bonus Interest
$0.01 and over	0.75% p.a.	3.00% p.a.	3.75% p.a.

Interest is calculated daily and paid monthly.

* Bonus interest rate of 3.00% p.a. is paid when at least $20 in combined deposits is made each month, and when no more than one withdrawal is made per month.

Cash Investment Accounts

Cash Management

Minimum Balance	Annual Interest Rate
$500,000 plus	3.25% p.a.
$250,000 - $499,999	3.00% p.a.
$100,000 - $249,999	3.00% p.a.
$50,000 - $99,999	1.00% p.a.
$20,000 - $49,999	0.50% p.a.
$5,000 - $19,999	0.01% p.a.
$0 - $4,999	0.01% p.a.

Interest is calculated daily and paid monthly on a tiered basis.

Wealth Cash Management

Minimum Balance	Annual Interest Rate
$500,000 plus	3.15 % p.a.
$250,000 - $499,999	3.15 % p.a.
$100,000 - $249,999	3.15 % p.a.
$50,000 - $99,999	3.15 % p.a.
$20,000 - $49,999	3.15 % p.a.
$0 - $19,999	0.01 % p.a.

Interest is calculated daily and paid monthly on a tiered basis.

This account is not part of Suncorp Bank’s standard deposit product offering. It is only available through third party distribution arrangements or by specific offer from Suncorp.

Fixed Term Accounts