While you're travelling overseas, you know that in an emergency, you can call the Visa Global Assistance service for travel, medical and legal help, any time. The Gold card gives you privileges and extra options to suit your lifestyle.
With Gold Visa credit card, you have a:
| Feature |
Description |
| Interest-free period1 |
Enjoy up to 55 days interest free on credit purchases and save on interest charges by paying your entire balance every month. |
| Competitive ongoing interest rate |
Pay the minimum monthly amount if you wish and enjoy a competitive ongoing interest rate. |
| An optional rewards program with your choice of membership level |
Join the Suncorp Clear Options Rewards Program and earn one reward point for every dollar spent on eligible transactions, as well as bonus rewards points when you shop with our Bonus Partners throughout Australia. |
| Wallabies branded card |
Support the Wallabies by choosing our branded Suncorp official Wallabies Visa Card2 plus be on the look out for other benefits for cardholders. |
| Link your Suncorp accounts to one card |
Access up to 8 different Suncorp Savings or everyday accounts through one card and one PIN (subject to restrictions on account types). |
| Supplementary Cards |
Get up to 3 supplementary cards for your partner, family members or anyone you choose over 16. The primary cardholder is responsible for charges made by supplementary cardholders. An annual fee applies for each Supplementary card issued. |
| Worldwide Acceptance |
Visa is accepted at over 23 million merchant outlets and 810, 000 automatic Teller Machines (ATMs) worldwide. |
| Special Purchase Transfer |
You can request to transfer purchases of $1,000 or more to a Special Purchase Plan where you will be charged a special low rate on that amount
for a fixed period of time. On expiry of the fixed period of time, the purchase amount will be transferred out of the Special Purchase Plan and the
interest rate will revert to the then current Cash Advance interest rate applicable to your Suncorp Clear Options Credit Card Account. Requests for
Special Purchase Transfers can be made for up to fourteen (14) days from the date the transaction has been posted to your Suncorp Clear
Options Credit Card account. |
| Travel Assistance Services |
Available for travel-related emergencies, as well as help before you travel. Contact Visa Global Customer Assistance Service throughout the world. |
Fees
| Item |
Description |
| Annual Card fee |
$69.00 |
| Standard Rewards Membership |
$20.00 a year |
| Premium Rewards Membership |
$69.00 a year |
| Replacement Card fee |
Standard - $12.00 per card when you want a replacement card (ie lost card)
Emergency - $50.00 per card when you want an emergency overseas card replacement |
| Supplementary Card fee |
$10.00 |
| Arrears Administration fee |
$30.00 for every statement period your minimum payment has not been paid in full by the due date shown in the relevant statement of account |
| Overlimit fee |
$40.00 each time that your credit limit is exceeded (to a maximum of $40.00 per month) |
| Cash Advance fee |
- $2.00 per transaction at a Branch (Suncorp or Non-Suncorp) / ATM / Internal Transfer to another Suncorp Account including internet &
telephone banking transfers
- $5.00 per transaction made outside Australia
|
| Sales Voucher Request fee |
$8.00 per sales voucher you request(refunded if dispute resolved in your favour) |
| Foreign Currency Conversion fee |
2.5% of the converted Australian Dollar transaction amount of any foreign currency transaction made or charged to your account. |
| Replacement Statement fee |
$14.00 per replacement statement you request |
| Reward Membership fee |
$45.00 fee applies when upgrading from Standard to Premium reward membership. |
Important information
1 Depending on when you make a purchase, when your statement is issued and if you are carrying forward a balance on your account from the previous statement period. There is no interest free period for Cash Advance or Balance Transfer.
2 Suncorp official Wallabies Visa Card is subject to an application for a Suncorp Clear Options Credit Card and Suncorp Clear Options
terms and conditions (PDF 851k) apply.
Please read the Suncorp Clear Options Credit Card
terms and conditions (PDF 851k) before applying for a Suncorp Clear Options Credit Card.
Citigroup Pty Limited ABN 88 004 325 080 AFSL 238098 ("Citigroup") is the credit provider and issuer of Suncorp Clear Options Credit Cards. Suncorp-Metway Limited ABN 66 010 831 722 ("Suncorp") promotes and distributes Suncorp Clear Options Credit Cards on Citigroup's behalf under an agreement with Citigroup. Under the arrangement, customers' credit card contracts and agreements (other than those relating to internet banking and telephone banking) including Suncorp Clear Options Rewards Program Agreement are to be entered with Citigroup. The words "we", "us" or "our" will generally read as a reference to Citigroup, but if the context requires these words to refer to Suncorp, they will refer to Suncorp undertaking actions or making relevant decisions for or on behalf of Citigroup.
