Motorcycle Insurance Online
Motorcycle Insurance Policy
Suncorp offers you a number of options and 3 levels of motorcycle cover, so you can take out a policy to suit you.
Levels of cover available are:
- Extra - Fire, Theft and Third Party Property Damage cover
- Comprehensive - for full vehicle protection.
- Third Party Property - cover for loss of or damage to another person's property caused by your vehicle.
Types of Insurance Cover
Comprehensive Insurance Cover
You are covered for loss of or damage to your vehicle caused by an event in the period of insurance. It includes loss of or damage to your vehicle caused by another party, whether they are insured or not. It also includes the cover provided by our Third Party Property Damage Cover.
Fire, Theft and Third Party Property Damage/Extra Cover
You are covered for any accidental loss of or damage to your vehicle caused by fire or theft in the period of insurance. Fire, Theft and Third Party Property Damage/Extra Cover also includes Third Party Property Damage Cover.
Third Party Property Damage Cover
You are covered for the amounts you must legally pay another person to compensate for loss of or damage to their property if the loss or damage is caused by your vehicle as a result of an event in the period of insurance. Our cover is limited to $20 million (unless a lower limit is shown on your certificate of insurance). It includes legal and other costs that we have agreed to pay when you make a claim. The amount shown on your certificate of insurance is the most that we will pay under any cover, even if there are several claims against your relating to the event.
The cover includes:
- property damage that is the responsibility of your employer, principal or partner because you were driving your vehicle in connection with your occupation
- the cost of cleaning up by emergency services after an event involving your vehicle
- claims for damage to another vehicle or property because a vehicle collided with or tried to avoid colliding with:
- property falling from your vehicle or
- property being loaded or unloaded from your vehicle.
We do not cover damage to the actual property that falls or is being loaded or unloaded from your vehicle.
Product Disclosure Statement
Motor Vehicle and Boat insurance are issued by Suncorp Metway Insurance Ltd ABN 83 075 695 966. Please read the relevant Product Disclosure Statement before you make any decisions regarding any of these products. Contact us for a copy.
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