Comprehensive Boat Insurance

At Suncorp, we understand that boating mishaps don't just happen at sea. That's why we not only provide cover for many types of boats, but also provide cover for them in and out of the water.

We can insure your motor cruisers, dinghies, cabin boats, ski boats, yachts, trailer sailers and runabouts with Comprehensive Cover that provides cover for your boat hull, any motor, and trailer, up to their market value, if you asked us to insure them and they are shown on your certificate of insurance.

Comprehensive cover also provides cover for your boat contents up to the market value of each item but no more than:

• $1,000 for an EPIRB, VHF or HF radio
• $500 for any other item
• $5,000 in total for any one claim

Comprehensive Boat Insurance provides cover for your boat for theft and accidental loss and damage including cover for fire and storms. Comprehensive cover also includes Third Party Cover up to $10 million.

Features of Suncorp Comprehensive Boat Insurance

We provide cover for the big things, helping to give you peace of mind on the water:

Sinking Stranding Collision

Theft Fire Storm

Comprehensive cover also includes third party cover which provides cover for your legal liability for compensation for up to $10 million for:

Death or injury to other people Damage to other people’s property caused by your boat

We also include the "little things" that could help make a difference :

Choice of repairer New boat replacement for less than 2 years – If your new boat is a write-off within 2 years we’ll replace it with a new one No fault, no worries*

Cover for reasonable costs for emergency actions to minimise loss or damage up to $5,000 Easy, paperless claims Cover for a range of boat contents up to $5,000 in total for any one claim Cover at a boat repair shop or boat dealership (minimum security precautions apply)

* Where we agree that the incident was not your fault and you can provide us with the name, address of the person at fault and registration or identification details of any boat or vehicle involved.

More information on features & benefits

Optional covers for our Comprehensive Boat Insurance

When you have Comprehensive Cover you can ask us to add an optional covers to your policy for an additional premium:

Cover for sailing boats when racing

Water skiers' liability

Ways you could save money on Suncorp Comprehensive Boat Insurance

No claim discount Boat club members discount Pay annually – you can save on the monthly fee when you pay annually

Multiple policy discounts Flexible excess

More information on ways you could save money

Product Disclosure Statement

Please read the Product Disclosure Statement before you make any decisions regarding this product. Boat Insurance is issued by Suncorp Metway Insurance Ltd ABN 83 075 695 966.