Other interest rates: Loan Interest Rates or Business Interest Rates?
Rates are effective from 9 March 2010 but are subject to change without notice.
On this page: Everyday Banking : Savings : Cash Investment Accounts : Fixed Term Accounts : Other Deposit Accounts
Everyday Banking
Everyday Options
|
Minimum Balance
|
Annual Interest Rate
|
$0.01 and over
|
0.01% p.a.
|
Interest is calculated daily and paid half yearly.
Everyday Options Sub-Account
|
Minimum Balance
|
Annual Interest Rate
|
$0.01 and over
(excluding flexiRate balances) |
4.25% p.a. |
Variable interest rate. Interest is calculated daily. Standard interest is paid monthly.
Everyday Options Sub-Account flexiRates
|
Interest Type
|
Annual Interest Rate
|
| 3 months |
5.45% p.a. |
| 6 months |
6.15% p.a. |
12 months
or choose your own end date, log onto Internet Banking for today's rates |
6.45% p.a. |
| 4 months special |
5.70% p.a. |
Interest is calculated daily on the whole of the balance. flexiRate interest is paid at the end of the flexiRate period. Maximum flexiRate period is 1 year. Interest rate is fixed for the flexiRate period on the nominated amount.
55 Plus Account
|
Minimum Balance
|
Annual Interest Rate
|
$39,400 and over
|
3.00% p.a.
|
$2000 - $39,399
|
2.00% p.a.
|
| $1 - $1,999 |
0.01% p.a. |
Interest is calculated daily and paid monthly on a stepped basis.
Everyday Basics
|
Minimum Balance
|
Annual Interest Rate
|
| $0.01 and over |
No Interest |
Savings Accounts
eOptions
|
Interest Type
|
Annual Interest Rate
|
Standard Interest
(excluding flexiRate balances) |
4.25% p.a. |
Variable interest rate. Interest is calculated daily. Standard interest is paid monthly.
eOptions flexiRates
|
Interest Type
|
Annual Interest Rate
|
| 3 months |
5.45% p.a. |
| 6 months |
6.15% p.a. |
12 months
or choose your own end date, log onto Internet Banking for today's rates |
6.45% p.a. |
| 4 months special |
5.70% p.a. |
Interest is calculated daily. flexiRate interest is paid at the end of the flexiRate period. Maximum flexiRate period is 1 year. Interest rate is fixed for the flexiRate period on the nominated amount.
Kids Savings Account
|
Minimum Balance
|
Standard Rate
|
Bonus Rate
|
*With Bonus Interest
|
| $0.01 and over |
1.25% p.a. |
3.75% p.a. |
5.00% p.a. |
Interest is calculated daily and paid monthly.
* Bonus interest rate of 3.75% p.a. is paid when at least $20 in combined deposits is made each month, and when no more than one withdrawal is made per month.
Cash Investment Accounts
Cash Management
|
Minimum Balance
|
Annual Interest Rate
|
$500,000 plus
|
4.00% p.a.
|
$250,000 - $499,999
|
3.50% p.a.
|
| $100,000 - $249,999 |
3.50% p.a. |
| $50,000 - $99,999 |
1.50% p.a. |
| $20,000 - $49,999 |
1.00% p.a. |
| $5,000 - $19,999 |
0.75% p.a. |
| $0 - $4,999 |
0.01% p.a. |
Interest is calculated daily and paid monthly on a tiered basis.
Wealth Cash Management
|
Minimum Balance
|
Annual Interest Rate
|
| $500,000 + |
4.00% p.a. |
| $250,000 - $499,999 |
4.00% p.a. |
| $100,000 - $249,999 |
3.25% p.a. |
| $50,000 - $99,999 |
3.25% p.a. |
| $20,000 - $49,999 |
3.25% p.a. |
| $5,000 - $19,999 |
2.00% p.a. |
| $0 - $4,999 |
2.00% p.a. |
Interest is calculated daily and paid monthly on a tiered basis.
This account is not part of Suncorp Bank’s standard deposit product offering. You can apply for this account if you open a Suncorp Share Trade account. Find out more
here.
Fixed Term Accounts
Term Deposit - Specials
|
Term
|
Int Paid
|
$10,000 and Over
|
| 36 months |
Yearly |
7.00% p.a. |
Rates are subject to change without notice.
Term Deposit
|
Term
|
Int Paid
|
$1,000-$9999
|
$10,000-$24,999
|
$25,000-$49,999
|
$50,000+
|
| 1 Month |
Maturity |
1.75% p.a. |
3.25% p.a. |
4.05% p.a. |
4.25% p.a. |
| 2 Months |
Maturity |
2.00% p.a. |
3.50% p.a. |
4.30% p.a.
|
4.50% p.a. |
| 3 Months |
Maturity |
2.90% p.a. |
5.40% p.a. |
5.40% p.a. |
5.40% p.a. |
| 4 Months |
Maturity |
2.60% p.a. |
4.10% p.a. |
4.90% p.a. |
5.10% p.a. |
| 5 Months |
Maturity |
2.35% p.a. |
3.85% p.a. |
4.65% p.a. |
4.85% p.a. |
| 6 Months |
Maturity |
3.65% p.a. |
5.15% p.a. |
5.95% p.a. |
6.15% p.a. |
| 7 Months |
Maturity |
2.25% p.a. |
3.75% p.a. |
4.55% p.a. |
4.75% p.a. |
| 8 Months |
Maturity |
2.25% p.a. |
3.75% p.a. |
4.55% p.a. |
4.75% p.a. |
| 9 Months |
Maturity |
2.25% p.a. |
3.75% p.a. |
4.55% p.a. |
4.75% p.a. |
| 10 Months |
Maturity |
2.25% p.a. |
3.75% p.a. |
4.55% p.a. |
4.75% p.a. |
| 11 Months |
Maturity |
2.25% p.a. |
3.75% p.a. |
4.55% p.a. |
4.75% p.a. |
| 12 Months |
Maturity |
3.50% p.a. |
6.00% p.a. |
6.00% p.a. |
6.00% p.a. |
| 24 Months |
Yearly |
3.80% p.a. |
5.30% p.a. |
6.10% p.a. |
6.30% p.a. |
| 36 Months |
Yearly |
4.50% p.a. |
7.00% p.a. |
7.00% p.a. |
7.00% p.a. |
| 48 Months |
Yearly |
4.10% p.a. |
5.60% p.a. |
6.40% p.a. |
6.60% p.a. |
| 60 Months |
Yearly |
4.35% p.a. |
5.85% p.a. |
6.65% p.a. |
6.85% p.a. |
Minimum investment $1,000.
Negotiated Rates available for amounts over $100,000.
Interest paid at maturity for terms up to 12 months.
Monthly interest payments are available on all terms from 2-60 months at 0.30% p.a. below the rates listed in the table above.
Quarterly interest payments are available on all terms 6-60 months at 0.25% p.a. below the rates listed in the table above.
Semi-annual interest payments are available on all terms 12-60 months, at 0.15% p.a. below the rates listed in the table above.
Yearly interest payments are available on terms 18-60 months.
