Other interest rates: Business Deposit Interest Rates | Personal Interest Rates
Rates are effective from 5 March 2010 but are subject to change without notice.
On this page: Small Business
Small Business
Small Business Loans*
|
Loan Type
|
Annual Percentage Rate - Residential Security
|
Variable Rate
|
8.59% p.a.
|
| Business Essentials Loan Rate |
6.68% p.a. |
1 Year Fixed Rate
|
6.90% p.a.
|
2 Year Fixed Rate
|
7.70% p.a.
|
| 3 Year Fixed Rate |
7.70% p.a. |
| 4 Year Fixed Rate |
8.50% p.a. |
5 Year Fixed Rate
|
8.80% p.a.
|
*An interest margin of 0.15% (for new business) will be added to Small Business Loans with Commercial/Other Security.
Small Business Overdrafts#
|
Loan Type
|
Annual Percentage Rate - Residential Security
|
Annual Percentage Rate - Commercial/Other Security
|
Variable
|
10.09% p.a.
|
10.24% p.a. |
#Calculated as the Bank's Small Business Overdraft Reference Rate plus a margin.
Small Business Line of Credit#
|
Loan Type
|
Annual Percentage Rate - Residential Security
|
Annual Percentage Rate - Commercial/Other Security
|
| Variable |
8.69% p.a. |
8.84% p.a. |
#Calculated as the Bank's Small Business Line of Credit Reference Rate plus a margin.
Low Doc*
|
Margin Type
|
Margin
|
| Low Doc |
0.15% p.a. |
*Low Doc option is available on Standard Variable, 1 Year Fixed, 2 Year Fixed, 3 Year Fixed, 4 Year Fixed and 5 Year Fixed loans. Low Doc Customer Margin will be added to relevant rate displayed.
