Rates are effective from 15 December 2008 but are subject to change without notice.
Rates are applicable to both personal purposes and investment home loans unless otherwise specified.
Standard Variable Home Loan
|
Loan Type
|
Reference Rate
|
|
Variable#
|
6.90% p.a.
|
7.05% p.a.
(based upon $150,000 over 25 years) |
#Low Doc Option is available on Standard Variable, Back to Basics, Asset Line, 1 Year Fixed, 2 Year Fixed, 3 Year Fixed and 5 Year Fixed. A Low Doc Margin is added to the standard reference rate displayed.
*Download the Comparison Rate Schedule in PDF format
Back to Basics
|
Loan Type
|
Reference Rate
|
|
Variable Rate#
|
6.32% p.a.
|
6.37% p.a.
(based upon $150,000 over 25 years) |
#Low Doc Option is available on Standard Variable, Back to Basics, Asset Line, 1 Year Fixed, 2 Year Fixed, 3 Year Fixed and 5 Year Fixed. A Low Doc Margin is added to the standard reference rate displayed.
*Download the Comparison Rate Schedule in PDF format.
Bridging Loan
|
Loan Type
|
Reference Rate
|
|
| Bridging Loan |
7.05% p.a. |
7.21% p.a.
(based upon $150,000 over 25 years) |
*Download the Comparison Rate Schedule in PDF format.
Fixed Rate Home Loans
|
Loan Type
|
Reference Rate
|
|
Introductory 1 Year Fixed Rate
(reverts to the Standard Variable Loan rate at the expiry of the 12 month period)
|
6.09% p.a.
|
6.97% p.a.
(based upon $150,000 over 25 years) |
1 Year Fixed Rate#
(reverts to the Standard Variable Loan rate at the expiry of the 1 year period) |
6.09% p.a.
|
6.97% p.a.
(based upon $150,000 over 25 years) |
2 Year Fixed Rate#
(reverts to the Standard Variable Loan rate at the expiry of the 2 year period) |
5.99% p.a.
|
6.87% p.a.
(based upon $150,000 over 25 years) |
3 Year Fixed Rate#
(reverts to the Standard Variable Loan rate at the expiry of the 3 year period) |
6.79% p.a.
|
7.02% p.a.
(based upon $150,000 over 25 years) |
5 Year Fixed Rate#
(reverts to the Standard Variable Loan rate at the expiry of the 5 year period) |
7.29% p.a.
|
7.23% p.a.
(based upon $150,000 over 25 years) |
#Low Doc Option is available on Standard Variable, Back to Basics, Asset Line, 1 Year Fixed, 2 Year Fixed, 3 Year Fixed and 5 Year Fixed. A Low Doc Margin is added to the standard reference rate displayed.
*Download the Comparison Rate Schedule in PDF format.
Asset Line
|
Loan Type
|
Reference Rate
|
Asset Line#
|
6.90%p.a.
|
#Low Doc Option is available on Standard Variable, Back to Basics, Asset Line, 1 Year Fixed, 2 Year Fixed, 3 Year Fixed and 5 Year Fixed. A Low Doc Margin is added to the standard reference rate displayed.
Low Doc
|
Margin Type
|
Margin
|
| Low Doc |
0.15% p.a. |
Low Doc option is available for Standard Variable, Back to Basics, 1 Year, 2 Year, 3 Year and 5 Year Fixed and Asset Line. A Low Doc Customer Margin is applied to the Reference Rate for the relevant product displayed above.
Ready Access
|
Loan Type
|
Reference Rate
|
|
|
Ready Access
|
7.00% p.a.
|
These products are not available for new loans
Professional Package
|
Loan Type
|
Annual Percentage Rate
|
Professional Asset Line
|
6.80% p.a.
|
Professional Ready Access
|
6.50% p.a.
|
These products are not available for new loans
Reverse Mortgage
|
Loan Type
|
Reference Rate
|
|
| Variable |
7.85% p.a. |
9.87% p.a.
(based upon $150,000 over 25 years) |
5 Year Fixed Rate
(reverts to the Reverse Mortgages Variable Loan rate at the expiry of the 5 year period) |
8.30% p.a. |
9.88% p.a.
(based upon $150,000 over 25 years) |
10 Year Fixed Rate
(reverts to the Reverse Mortgages Variable Loan rate at the expiry of the 10 year period) |
8.30% p.a. |
9.85% p.a.
(based upon $150,000 over 25 years) |
15 Year Fixed Rate
(reverts to the Reverse Mortgages Variable Loan rate at the expiry of the 15 year period) |
8.30% p.a. |
9.75% p.a.
(based upon $150,000 over 25 years) |
20 Year Fixed Rate
(reverts to the Reverse Mortgages Variable Loan rate at the expiry of the 20 year period) |
8.15% p.a. |
9.75% p.a.
(based upon $150,000 over 25 years) |
| Lifetime Fixed Rate |
8.05% p.a. |
9.62 p.a.
(based upon (based upon $150,000 over 25 years) |
*Download the Comparison Rate Schedule in PDF format.
# Reverse Mortgages are provided by Reverse Mortgage Services Pty Ltd ABN 87 114 594 080
Comparison Rate
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Comparison rate schedules are available at any Suncorp branch.
Download the Home Loan Comparison Rate Schedule in PDF format. (54k)
Find out more about Comparison Rates
