Other interest rates: Business - Loan Interest Rates | Personal Interest Rates
Rates are effective from 20 December 2008 but are subject to change without notice.
On this page:
Business Standard
Business Cheque
Business Management Account
Business Investment Account, Business Investment Account - Options
Business Investment Account flexiRates
iBus Maximiser Account, iBus Maximiser Account flexiRates
Finance Pak - Business Cheque Account
Business Casual Overdraft Reference Rate
Farm Management Deposit - At Call, Farm Management Deposit - Fixed Term
Business Credit Cards
Business Standard
|
Minimum Balance
|
Annual Interest Rate
|
| $50,000 and over |
0.00% p.a |
| $1 - $49,999 |
0.00% p.a. |
Interest calculated daily and paid half yearly on a stepped basis.
Business Cheque
|
Minimum Balance
|
Annual Interest Rate
|
$50,000 and over
|
0.00% p.a
|
$1 - $49,999
|
0.00% p.a.
|
Interest calculated daily and paid half yearly on a stepped basis.
Business Management Account
|
Minimum Balance
|
Annual Interest Rate
|
$500,000 and over
|
2.75% p.a.
|
$250,000 - $499,999
|
2.25% p.a.
|
$100,000 - $249,999
|
1.50% p.a.
|
$50,000 - $99,999
|
0.75% p.a.
|
| $20,000 - $49,999 |
0.25% p.a. |
| $10,000 - $19,999 |
0.00% p.a. |
| $1 - $9,999 |
0.00% p.a. |
Interest calculated daily and paid monthly on a tiered basis.
Business Investment Account
|
Minimum Balance
|
Annual Interest Rate
|
| $250,000 + |
2.50% p.a |
| $100,000 - $249,999 |
2.50% p.a |
| $50,000 - $99,999 |
1.50% p.a |
| $20,000 - $49,999 |
0.00% p.a |
| $10,000 - $19,999 |
0.00% p.a |
| $1 - $9,999 |
0.00% p.a |
Variable interest rate. Interest calculated daily and paid at month end on a tiered basis.
Business Investment Account - Options
|
Minimum Balance
|
Annual Interest Rate
|
| All Balances |
4.75% p.a. |
Variable interest rate. Interest is calculated daily and paid monthly.
Business Investment Account flexiRates
|
Interest Type
|
Annual Interest Rate
|
| 3 months |
5.55% p.a. |
| 6 months |
3.60% p.a. |
12 months
or choose your own end date, log onto Internet Banking for today's rates |
4.00% p.a. |
| 3 months special |
5.55% p.a. |
Interest is calculated daily. flexiRate interest is paid at the end of the flexiRate period. Maximum flexiRate period is 1 year. Interest rate is fixed for the flexiRate period on the nominated amount.
iBus Maximiser Account
|
Minimum Balance
|
Annual Interest Rate
|
| $1 - $5,000,000 |
4.75% |
| $5,000,001 + |
4.75% |
Variable interest rate.
# Interest calculated daily and paid monthly on a stepped basis.
iBus Maximiser Account flexiRates
|
Interest Type
|
Annual Interest Rate
|
| 3 months |
5.55% p.a. |
| 6 months |
3.60% p.a. |
12 months
or choose your own end date, log onto Internet Banking for today's rates |
4.00% p.a. |
| 8 months special |
5.55% p.a. |
Interest is calculated daily. flexiRate interest is paid at the end of the flexiRate period. Maximum flexiRate period is 1 year. Interest rate is fixed for the flexiRate period on the nominated amount.
Finance Pak – Business Cheque Account
|
Minimum Balance
|
Annual Interest Rate
|
| $50,000 and over |
0.50% |
| $20,000 - $49,999 |
0.01% |
| $2,500 - $19,999 |
0.01% |
| $1 - $2,499 |
0.01% |
Interest calculated daily and paid semi-annual on a tiered basis. Only to approved applicants.
Business Casual Overdraft Reference Rate
|
|
Annual Interest Rate
|
| Informal Overdraft |
19.80% p.a. |
Calculated daily and applied monthly to your account
Farm Management Deposit - At Call
|
Minimum Balance
|
Annual Interest Rate
|
| $1,000 - $400,000 |
4.75% p.a.
|
Interest is calculated daily and paid annually on anniversary of maturity.
Farm Management Deposit - Fixed Term
|
Term
|
Interest Paid
|
$1,000- $49,999
|
$50,000-$99,999
|
$100,000-$400,000
|
| 1 month |
Maturity |
4.40% p.a. |
4.40% p.a. |
4.40% p.a. |
| 2 months |
Maturity |
4.40% p.a. |
4.40% p.a. |
4.40% p.a. |
| 3 months |
Maturity |
4.90% p.a. |
4.90% p.a. |
4.90% p.a. |
| 6 months |
Maturity |
5.00% p.a. |
5.00% p.a. |
5.00% p.a. |
| 9 months |
Maturity |
4.80% p.a. |
4.80% p.a. |
4.80% p.a. |
| 12 months |
Maturity |
5.00% p.a. |
5.20% p.a. |
5.40% p.a. |
| 24 months |
On anniversary & maturity |
5.00% p.a. |
5.00% p.a. |
5.00% p.a. |
Credit Cards - Business
|
Loan Type
|
Annual Interest Rate
|
| Suncorp Clear Options Business Card – Purchases |
17.95% p.a. |
| Suncorp Clear Options Business Card – Cash Advance |
17.95% p.a. |
