Strata Insurance

The Strata cover for Queensland conditions

For nearly a century Suncorp Insurance has been covering the needs for all types of Queensland properties. Whether it's a single dwelling or property under a strata title, we offer the Must-Have Queensland Insurance. Our Strata Insurance is designed for Queensland conditions and covers properties such as, duplexes, triplexes, quadplexes, flats/units, buildings converted into self-contained flats, townhouses and villa homes.

Making your building more resilient

As a part of Suncorp Strata Insurance, you could receive up to $10,000 towards the cost of purchase and installation of industry recognised building enhancements if your building is badly damaged during an insured event. This could mean upgrading to cyclone rated shutters, adding wind resistant roller door bracing or installing a fire sprinkler system in a bushfire area.

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Cover for Major Events
Such as flood, storm, theft, malicious damage & accidental damage plus removal of debris after an insured event up to 10% of the sum insured.

Legal Liability
Up to $20 million Legal Liability cover.

Office Bearers' Liability
Protects any office bearer or committee member where a claim is made against them for a wrongful act.

Temporary Accommodation
When the unit owner lives in the building, up to 12 months temporary accommodation costs if their unit is damaged due to an insured event.

Loss of Rent
When a unit in your building is rented out, the unit owner can recover loss of rent for up to 52 weeks if the unit is damaged due to an insured event and a tenant cannot live there.


Voluntary Worker's Cover
If a voluntary worker, who works or peforms duties on behalf of the body corporate in and around your building and common areas, is injured in an accident we will pay benefits to the worker depending on the injury.

Emergency Repairs
Any emergency works that need to be carried out to avoid further damage after an incident will be covered up to the value of $1,000.

24/7 Claims Service
Phone support 365 days of the year.

Common Contents
Cover is available for your unfixed property contained within the common areas of the building that is owned by the body corporate, such as unfixed wall and floor coverings or portable domestic appliance (eg washing machines, clothes dryers), domestic tools, cleaning and gardening equipment.

Conditions, limits and exclusions apply to the features listed above.

Insurance is issued by AAI Limited ABN 48 005 297 807 trading as Suncorp Insurance. Information provided is general advice only and has been prepared without taking into account any person’s particular objectives, financial situation or needs. Please read the relevant Product Disclosure Statement before making any decision regarding this product. Click here for a copy.