Suncorp Income Protection Insurance

Looking after your income is
as important as looking after yourself

  • 75% of your income covered up to $10,000 a month
  • Hundreds of occupations covered (full and part time)
  • Covers most illnesses
  • Easy claims and 24/7 support

Why should I have Income Protection?

Income protection is designed to help keep your life on track while you can’t work due to sickness or injury. It can provide valuable financial support which lets you focus on getting well again.
 

You might like to consider Income Protection if you:
  • Rely on your income for daily life
  • Have bills, credit card, rent or a mortgage to pay
  • Want extra security for you or your family
  • Want to maintain your lifestyle regardless of what happens
Why insure with Suncorp?
  • Over 630,000 customers across Australia & NZ
  • We pay an average of $1.5M in claims every day
  • Cancel anytime within 30 days
SLSL, June 2014
Join 630,000 customers across Australia *
Apply online today
SLSL, June 2014*

Features & benefits

  • Up to $10,000 monthly benefits You can choose to insure up to 75% of your monthly income from $1,000 to $10,000 per month.
  • No medical tests Apply in minutes and get immediate cover. All you need to do is answer a few simple questions.
  • Flexible payout periods You choose how long we will pay monthly benefits for (up to 2 years) in the event of a claim.
  • Cover up to age 65 We guarantee to renew your policy every year until your 65th birthday, even if your health changes.
  • Easy claiming In the event of a claim, simply call us on 1800 257 008 and then complete a claim form. We will then advise on the documents we require including passport/identification, financial documents and medical notes. You’ll receive your first monthly benefit 30 days after you complete your waiting period.

    Full details about the information you need to provide is outlined in the claim pack we will send to you.

How much is it?

You could get Income Protection from less than $5 a week. How much you pay depends on your situation.

Sample premiums
The premiums in these tables are a sample only as not all ages or monthly benefits are represented. The premium which applies to you may differ depending on your own circumstances. These tables do not include any renewal premiums.
Matt 25, Non-Smoker
Occupation: Technican Monthly Benefit: $3,500 Monthly Premium: $44.93
Peter 35, Non-Smoker
Occupation: Carpenter Monthly Benefit: $4,500 Monthly Premium: $48.51
Susan, 30, Non-Smoker
Occupation: Receptionist Monthly Benefit: $3,500 Monthly Premium: $44.07
Jane, 35, Non-Smoker
Occupation: Accountant Monthly Benefit: $5,000 Monthly Premium: $51.42
The cost depends on your:
  • Age
  • Gender
  • Occupation
  • Smoking status
  • Benefit period
  • Amount you cover

 

Am I eligible?

You can apply for Suncorp Income Protection Insurance if you are:
  • Aged between 18 and 60 (inclusive)
  • An Australian citizen or permanent resident of Australia
  • Working at least 20 hours per week in your primary occupation

Further Information:
This information is a summary and general advice only. Please refer to the Suncorp Income Protection Product Disclosure Statement (PDS) for further details about the terms and conditions that apply to the product. Refer also to the Suncorp Financial Services (SFS) Financial Services Guide for details about what financial services may be provided in relation to the product.

The information in this communication is current at 19 January 2015 and may be subject to change from time to time without notice. Suncorp Income Protection is issued by Suncorp Life & Superannuation Limited ABN 87 073 979 530, AFSL 229 880 (SLSL) under the Suncorp brand and is distributed by Suncorp Financial Services Pty Ltd ABN 50 010 844 621 (“SFS”), AFSL 229885. You should consider the Product Disclosure Statement (PDS) for the Suncorp Income Protection product before making any decisions about whether to acquire this product. The PDS is available here . Information provided in this communication in relation to the Suncorp Income Protection is general advice only. It has been prepared without taking into account your personal financial objectives, situation or needs. You should consider obtaining independent financial advice before making a decision about acquiring this product. SLSL is a subsidiary of Suncorp Group Limited ABN 66 145 290 124 (Suncorp Group). The obligations of SLSL are not guaranteed by any other company in the Suncorp Group. From time to time, we and any related companies that use the Suncorp brand might let you know-including via mail, SMS, email, telephone or online- about news, special offers, products and services that you might be interested in. We will engage in marketing unless you tell us otherwise. You can contact us to update your marketing preferences at any time on 1800 177 549.