Income Protection Insurance

Protect your income and lifestyle

Imagine suffering a serious illness or injury that kept you away from work for several months – or even years. Once your sick leave ran out, where would you find the money to put food on the table, pay the bills and meet your mortgage or rent commitments?

Without a back-up plan, everything you’ve worked hard to achieve – including your home and lifestyle – could be at risk.

That’s the value of Income Protection insurance. It acts as a safety net to ensure that, in times of financial hardship, you and your family can maintain your lifestyle and focus on getting well and getting back to work.

Suncorp offers Income Protection insurance Australia-wide and, because it's Suncorp, you're getting real insurance and giving your family real protection from the unexpected.


What do you get?


Feature Description
Up to $10,000 monthly benefit Suncorp Income Protection covers up to 75% of your monthly income, from as little as $1,000 per month to as much as $10,000 per month.
Choice of benefit periods You make the choice of whether your monthly Income Protection benefits will be paid for 1 or 2 years in the event of a claim.
Large Monthly Benefit Discount The higher the monthly benefit you choose, the larger the premium discount you’ll receive.
Premium payment flexibility You can pay your premiums either fortnightly, monthly or annually – and they’re generally tax deductible.
Quick and easy to apply It only takes seconds to get an online insurance quote and start protecting your income and lifestyle.
No medical tests All you need to do is answer a few simple questions.
Cover to age 65 We guarantee to renew your policy each year until you reach 65 years of age, even if your health deteriorates.


Additional Benefits

Automatic Indexation Benefit

Each year, Suncorp will automatically increase your monthly benefit to ensure it keeps up-to-date with inflation.

Waiver of Premium Benefit

If you need to make a claim, we’ll let you take a break from paying your regular premiums for the entire period that you’re receiving monthly benefits.

Get a quote Apply now


For more information

Download Product Disclosure Statement

Download Policy Document

Download SFS FSG

View General Advice Statement

View Privacy Statement

View $50 Gift Card Terms and Conditions

View $50 Gift Card Terms and Conditions (Bill Protect)


The information in this communication is current at August 2012 and may be subject to change from time to time without notice. Suncorp Income Protection is issued by Suncorp Life & Superannuation Limited ABN 87 073 979 530, AFSL 229 880 (SLSL) under the Suncorp brand and is distributed by Suncorp Financial Services Pty Ltd ABN 50 010 844 621 (“SFS”), AFSL 229885. You should consider the Product Disclosure Statement (PDS) for the Suncorp Income Protection product before making any decisions about whether to acquire this product. The PDS is available here . Information provided in this communication in relation to the Suncorp Income Protection is general advice only. It has been prepared without taking into account your personal financial objectives, situation or needs. You should consider obtaining independent financial advice before making a decision about acquiring this product. SLSL is a subsidiary of Suncorp Group Limited ABN 66 145 290 124 (Suncorp Group). The obligations of SLSL are not guaranteed by any other company in the Suncorp Group. From time to time we may provide you with information about our products and services. If you do not wish to receive any further information from us you can let us know by contacting us on 1800 177 549.


Call 1800 285 130
Mon – Fri 8am – 6pm EST


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Call 1800 285 130
Mon – Fri 8am – 6pm EST