Funeral Insurance is designed to relieve your family of the financial burden of your funeral. There are no lengthy application forms or intrusive questions and most claims are paid out within two business days of an approved claim. Protecting your family takes minutes, with cover guaranteed up to $30,000.
That means we guarantee to pay out whichever is highest - the amount you are covered for OR the total paid in premiums.
Example: Max's policy was for $7,000, however over the years his premiums totalled $9,500. When claimed we paid Max's family the $9,500.
If you are diagnosed with a terminal illness after the first 12 months of your policy, we will pay out your full cover amount to spend however you wish.
Upon turning 85 your premiums will end with no more to pay. Your cover will remain exactly the same. There is no expiry date to claim.
Stepped premiums start lower before gradually increasing, the same way life insurance does. Max sum insured is $30,000.
Level premiums allow you to lock in a fixed rate for the duration of the policy. Max sum insured is $15,000.
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|20% Family Discount||Save 20% on your premiums when you and a family member take out a joint policy|
|$5,000 - $30,000 cover||Pay for funeral costs, debts and other final expenses|
|Quick and easy claims||Payment usually occurs within 2 business days of an approved claim.|
|45 - 75 guaranteed acceptance||Guaranteed renewal for life with NO age expiry|
|Nominate who receives your cover||We will make sure they get it|
|10% cash back||Receive 10% of your premiums back every three years you are covered|
|30 day cooling off period||You have 30 days to change your mind after you take out cover|
For more information please read the Product Disclosure Statement
Gift card terms and conditions apply. Policy must be in force for 30 days and premium paid.
Download combined Product Disclosure Statement and Policy Document
Download Product Disclosure Statement (for policies purchased between 2011 and 19 October 2014)
Download SFS FSG
Download Direct Debit Request Form
Download Nominated Beneficiary Form
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Read our Claims Philosophy