Accidental Injury Plan
Turn life's little bumps around with Suncorp's Accidental Injury Plan
Because accidents happen when you least expect them - wouldn't it be reassuring to think that you could afford to take a break to recuperate, or hire someone to help around the house if something were to happen to you?
Well, you can rest assured that whatever may be waiting around the corner, our Accidental Injury Plan could provide a lump sum payment of up to $100,0004 - in cases of serious injury - to help with any financial inconvenience, and get back on track before you know it.
Accidental Injury Plan Features
- No complicated forms or medical tests to apply
- Guaranteed acceptance1
- Cover for accidents anytime, anwhere starting from as little as $4.38 a week2
- A lump sum payment of up to $100,0004
- 10% Cash Back Benefit every 3 years3
- 24-hour worldwide cover, 365 days a year
- The choice of Standard or Plus packages
- Flexible payment options - fortnightly, monthly or annually
Accidental Injury Plan Packages
There are two packages to choose from, Standard and Plus, which represent good value for money with cover starting from $4.38 a week2. The table below shows the type of payouts you could receive.
| Type of Injury | Payout | |
| Standard Package | Plus Package | |
| Loss of limbs or sight | $50,000 | $100,000 |
| Single loss of limb or eye | $25,000 | $50,000 |
| Severe burns to more than 20% of body surface or 50% of face | $12,500 | $25,000 |
| Severe burns to at least 4% but less than 20% of body surface | $7,500 | $15,000 |
| Severe burns of hands to at least 50% of either hand surface | $4,000 | $8,000 |
| Fractures | ||
| hip; pelvis (excluding sacrum); thigh shaft | $10,000 | $20,000 |
| skull (excluding bones of the face or nose) | $7,500 | $15,000 |
| Lower leg (excluding foot); kneecap; ankle; or vertebrae | $5,000 | $10,000 |
| arm (including elbow, excluding wrist); sternum | $4,000 | $8,000 |
| wrist; hand (excluding thumbs and fingers); foot (including heel excluding toes); shoulder blade; collar bone; jaw (excluding cheekbone) | $1,500 | $3,000 |
| rib or ribs; cheekbone; eye socket; coccyx; sacrum; nose | $500 | $1,000 |
This information is a summary only. Please read the Product Disclosure Statement (PDS) for further details about the terms and conditions that apply to the product. Refer also, to the Financial Services Guides for details about what financial services may be provided in relation to the product.
For more information
Download Product Disclosure Statement
Download DCC Financial Services Guide
Download Standard Pacific Financial Services Guide
Download Direct Debit Request Form
Download Nominated Beneficiary Form
Product Update
As of 7 January 2011 the Suncorp Group of companies moved to a new non operating holding company structure (NOHOC). The new NOHOC is Suncorp Group Limited. The issuer of this Product Disclosure Statement (PDS) remains a member of the Suncorp Group of companies. There are no changes to the terms and conditions of the PDS.
Important information
- Acceptance is guaranteed if the person applying for Suncorp Accidental Injury Plan is an Australian permanent resident aged 18 - 75 (inclusive), hs received the Suncorp accidental Injury Plan Product disclosure Statement (PDS) in australia and has provided their correct payment details.
- This premium is indicative only and is based on a person aged between 18–65 years who has chosen the Standard package. The premium you pay may differ and will depend on your particular circumstances and which package you choose.
- This means you will be eligible to receive, every 3 years, a refund of 10% of premiums paid under a Suncorp Accidental Injury Plan in the previous 3 years as long as you have not received any claim payments, and subject to any relevant terms that apply to your policy. No interest will be paid on the refunded amount.
- Amount of benefit payable for an injury will depend on certain factors including the type of injury sustained and the package chosen. Suncorp Accidental Injury Plan does not cover all possible injuries. The amount and payment of any benefit is subject to the terms and conditions which apply to Suncorp Accidental Injury Plan, including any exclusions.
This information is current as at February 2011 but may be subject to change. Any information contained in this document has been prepared without taking into account your objectives, financial situation or needs. For that reason, before acting on this information, you should consider its appropriateness having regard to your own objectives, financial situation and needs.
You should read and consider the Product Disclosure Statement for Suncorp Accidental Injury Plan, which is issued by Suncorp Life & Superannuation Limited ABN 87 073 979 530 AFSL 229880 (Suncorp) before making any decision about whether to acquire the product. If you call the number in this letter you will speak to a representative of The Direct Call Centre ABN 36 147 306 090 (DCC). Please consider the DCC Financial Services Guide before calling. You may wish to also consider obtaining independent advice before making any decision about the product. If you want to obtain further advice about the product, you can contact Standard Pacific Consulting Limited AFSL 237636 ABN 84 003 315 802 (Standard Pacific). Please refer to the Standard Pacific Financial Services Guide. Suncorp and Standard Pacific are related bodies corporate of Suncorp-Metway Limited ABN 66 010 831 722 (Suncorp-Metway). Various products and services are provided by different entities in the Suncorp Group. The different entities in the Suncorp Group are not responsible for, do not guarantee and are not liable in respect of products or services provided by other entities in the Suncorp Group. Suncorp-Metway does not guarantee and is not liable for this product. This product is not a bank deposit or other bank liability.
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