Platinum Home and Contents Insurance

• List of Additional Features
• Summary of Optional Covers

List of Additional Features	Home	Contents
Temporary accommodation costs during repairs up to 10% of the sum insured when you cannot live in your home or unit (maximum 52 weeks)		If you live in a unit or you rent a home
Temporary accommodation costs up to 12 weeks when you cannot access your home or unit		If you live in a unit or you rent a home
Removal of debris and extra rebuilding costs up to 20% of the sum insured
Extra costs to meet home building regulations
Extra cover to install a rainwater storage or solar powered heating facility up to $2,500
Motor burnout of motors less than 11 years old
Spoilage of food up to $2,000
Removal of fallen trees after damage
Exploration costs to find the source of leaks from pipes
Replacement of locks when keys are stolen up to $2,500		If you live in a unit
Fees charged by a security provider up to $2,500
Credit card fraud up to $5,000
Identity theft cover up to $2,000
Cover for contents when you are moving to a new home address in Australia
Cost to re-establish important documents up to $2,000
Plants, shrubs and trees in gardens up to $1,500		If you live in a unit
Uninsured contents belonging to visitors and your employees up to $2,000
Accessories for motor vehicles and craft up to $2,000
Funeral expenses due to an insured incident up to $5,000
Home modifications where an insured incident causes paraplegia or quadriplegia up to $10,000		If you live in a unit
Mortgage discharge costs up to $2,000
Legal liability up to $20 million
Automatic adjustments to the sum insured

 Covered for Additional Features

 Not covered for Additional Features

For full details refer to the Platinum Home and Contents Insurance Product Disclosure Statement (PDF, 871K).

Summary of Optional Covers	Home	Contents
Safety net home protection up to 30% of your home sum insured If your home is damaged by an insured incident and the repair or replacement cost exceeds the sum insured, we will if necessary pay up to an extra 30% of your home sum insured to repair damage, replace your home or pay you what it would cost us to repair or replace your home
Injury to pet dogs and cats Your pet dog or cat will be covered up to $2000 for necessary veterinary treatment if they are injured in an accident during the period of insurance.
Mortgagee's interest for strata unit owners When the building containing your unit is damaged by an insured incident and the building cover falls short, we will pay up to the outstanding mortgage on your unit		If you live in a unit

 Available for Optional Covers

 Not available for Optional Covers

Product Disclosure Statement

Platinum Home and Contents Insurance is issued by Suncorp Metway Insurance Ltd. ABN 83 075 695 966. Please read the Product Disclosure Statement and any Supplementary Product Disclosure Statement before you make any decisions regarding this product. Contact us for a copy.

These features of Platinum Home & Contents Insurance are available to new customers from 1 July 2008 and to existing Home & Contents Insurance customers upon renewal.