55UP HOME & CONTENTS INSURANCE

Want to protect your assets and lifestyle?

Specifically designed for people who are 55 and over, our 55UP Home & Contents Insurance is designed to cover a range of living arrangements.

Get a 55UP Home & Contents insurance quote

Key features of Suncorp 55UP Home & Contents Insurance

FeatureDescription
Cover for insured events You are covered against loss or damage as a result of 12 Insured Events. Some of these include:
  • Storm and flood
  • Fire
  • Lightning
  • Burst pipes, leaks and overflows
  • Theft
Automatic flood cover From 1 July 2008, all new and existing Home & Contents Insurance customers will have our automatic flood cover for all types of flood caused by rain. Click here to learn more about our flood cover.
Eco-friendly insurance features We will pay up to $2,500 of the net cost of installing a rainwater storage solution or solar powered heating facility when we rebuild or repair your home when at least 80% of your home is damaged by an insured incident.
When we replace new for old, we replace your damaged white goods with ones of equal specification that have a minimum 3 star energy rating, even if your item originally had a lower rating.
Lifetime guarantee on home repairs For peace of mind, Suncorp guarantees the quality of materials and workmanship of home repairs that we authorise and arrange for the lifetime of your home.
Additional features at no extra cost Suncorp includes a number of Additional Features at no extra cost, such as:
  • Cover for contents in your hotel room or apartment for up to 180 days when you're on holidays in Australia
  • Temporary accommodation costs during repairs for up to 12 months
  • Cover to replace your important documents for up to $500 if they are damaged by an insured incident
  • Legal liability cover up to $20 million
Optional covers for 55UP Home & Contents Insurance Tailor your Insurance cover to suit your needs with the choice of 5 Optional Covers, such as:
  • Injury to pet dogs and cats - Your pet dog or cat will be covered up to $500 for necessary veterinary treatment if they are injured in an accident during the period of insurance.
  • Motor burnout - We will cover you for the burning out or fusing of household electric motors less than 11 years old, which are part of the insured home or contents
  • Accidental damage - We will cover you for accidental loss or damage at the insured address such as accidentally dropping a heavy saucepan onto your kitchen tiles (Home cover) or accidentally spilling a bottle of red wine on your carpet (Contents cover).
  • Safety Net Home Protection Option - If your home is damaged by an insured incident and the repair or replacement cost exceeds the sum insured, we will if necessary pay up to an extra 25% of your home sum insured to repair damage, replace your home or pay you what it would cost us to repair or replace your home
Home Assist Access to legal and medical advice or property maintenance assistance through Suncorp Home Assist. A range of service providers are on hand for you to call 24 hours a day, 7 days a week if you require advice on legal and medical matters, or help to search for a local tradesperson to undertake property maintenance.  If you require assistance on property maintenance around your home, our service providers can arrange for an accredited tradesperson to contact you within one business day.
Discounts and ways to save money on your policy
  • An additional 6% premium discount if you are 60 or over and hold a QLD Seniors Card
  • Choose a higher excess to reduce your premium
  • Installing extra security at your home may also reduce your premium
  • You may be eligible for a Multiple Policy Discount if you have other insurance products with us. Click here to find out more www.suncorp.com.au/valuecomboconditions
Only one excess to pay When you make a claim for both home and contents for the same event, you only have to pay one excess.
No claim forms There are no claim forms to fill in when you make a claim - simply call us and we will manage this process for you.
Call us 7 days a week Whether you need to lodge a claim, take out new insurance or make a change to your policy, call us on 13 11 55 and follow the prompts.
Pay monthly Spread your premium across 12 easy-to-manage monthly instalments (fee applies).

Product Disclosure Statement

55UP Home and Contents Insurance is issued by Suncorp Metway Insurance Ltd. ABN 83 075 695 966. Please read the Product Disclosure Statement and any Supplementary Product Disclosure Statement before you make any decisions regarding this product. Contact us for a copy.

General Insurance Code of Practice

We support and adhere to the General Insurance Code of Practice. By incorporating these standards into our business, we fulfil our commitment to provide the highest level of service to our customers, every time. Access a copy of the Code at the General Insurance Code of Practice web site, or alternatively, contact the Insurance Council of Australia by visiting www.insurancecouncil.com.au or phoning (02) 9253 5100.

 
Calculators
Estimate the replacement value of your home & contents.
 
Tools & tips
Safety and security information to help keep your family safe.
 
Make a claim
Make a home insurance claim. Visit our online claims centre
 
 
Click to return to top of page