Building Insurance

Choose from three levels of cover to help protect your most important asset

Suncorp Home Insurance offers all the inclusions we know you expect from us like cover for most types of flood and water damage automatically included. We now also offer 3 different levels of home insurance cover to provide a greater range of options and limits so you can choose a level of cover that best suits your needs.

No matter what level of cover you choose, we cover these events as standard:

         
  • Flood
  • Earthquake & Tsunami
  • Accidental breakage of glass
  • Storm
  • Theft or Burglary
  • Malicious acts of vandalism
  • Lightning
  • Impact
  • Riot, civil commotion or public disturbances
  • Fire
  • Damage by an animal
  • Explosion
  • Escape of liquid

Classic

  • Cover for most types of flood and
    water damage cover automatically
    included
  • Cover for storms, theft and fire
  • Lifetime guarantee on home repairs we authorise & arrange

Optional Cover

  • Accidental damage at the home
  • Safety net home protection
  • Motor burnout cover

Get a Quote

Extras

With Extras, you'll get all of the features
of Classic Building Insurance

+ Plus:

  • Accidental Damage at the home
  • Safety net home protection up to 25%
  • Motor burnout cover

Get a Quote

Advantages

With advantages, you'll get all of the
features of Classic Building Insurance

+ Plus:

 
  • Accidental damage at the home
  • Safety net home protection up to 30%
  • Motor burnout cover

Get a Quote

Our customers rate Suncorp Insurance
 

Features and benefits   Classic Classic Extras Classic Advantages
Temporary accommodation costs   10% of home sum insured or 52 weeks max 10% of home sum insured or 52 weeks max 10% of home sum insured or 2 years max
Removal of debris   10% of home or general contents sum insured 15% of home or general contents sum insured 20% of home or general contents sum insured
Other repair/rebuilding costs   10% of home sum insured 15% of home sum insured 20% of home sum insured
Environmental improvements   $2,500 $3,500 $5,000
Mortgage discharge costs   $1,000 $1,500 $2,000
Paraplegia or quadriplegia assistance   $5,000 $7,500 $10,000
Fatal injury compensation   $5,000 $5,000 $5,000
Supplementary living expenses   cross $1,500 $2,000
Damage to gardens and plants   cross $1,000 in total $2,000 in total
Energy costs for loss of supply of renewable energy   cross $500 per quarter $750 per quarter
Lock replacement   $500 $1,000 $2,500
Damage from Physical injury or incident   $15,000 $20,000 $20,000
Exploratory costs for location of leaks   $1,500 Up to $2,000 Up to $2,500
Security attendance fees   cross cross $2,500
Temporary accommodation from prevention of access   cross cross 12 weeks max

Conditions, exclusions and limits apply to all the features and benefits listed.

There’s a range of ways you can save our premiums when you become a Suncorp Insurance customer. We’re always looking out for ways to offer you better value, so ask today.

15% Multi policy discount

15% Multi policy discount
Combine 3 or more eligible products with us and you could qualify for a multi policy discount. Conditions apply. Find out more

Online discount

Online discount
Get a quote and purchase a new building insurance policy online and save
$50 off our premium.

Seniors discount

Seniors discount
You could qualify for our Queensland seniors card holder discount.

   

Additional Information

Making a claim is easy with our 24/7 Claims Service.

Tools & Services

 ​Read all Home & Contents Insurance FAQs  

 


Insurance is issued by AAI Limited ABN 48 005 297 807 trading as Suncorp Insurance. Information provided is general advice only and has been prepared without taking into account any person’s particular objectives, financial situation or needs. Please read the relevant Product Disclosure Statement before making any decision regarding this product. Click here for a copy.