Third Party Boat Insurance

Covers your liability for loss or damage to someone else’s property caused by your boat.

Third Party Cover offers a basic level of cover without all of the bells and whistles that come with comprehensive. It provides up to $10m cover for your legal liability to pay compensation for death or injury to other people, or loss or damage to their property, arising from your ownership or operation of your boat.

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Legal Liability Cover
Legal liability cover up to $10 million for death, injury and property damage caused by your boat. A lower limit applies under the ‘Pollution by oil, fuel or waste following an insured incident’ additional feature.

Pollution Cover
Liability cover for Pollution by oil, fuel or waste following an insured incident up to $250,000. Conditions apply.

Salvage Cover
We cover costs to salvage and remove your boat up to $10 million.


Substitute boat
Automatic Third party cover for a similar substitute boat that does not belong to you when your boat is being repaired up to 14 days.

24/7 Claims Service
Call us 24 hours a day, 7 days a week.

Flexible Payment Options
Pay by the month or annually (additional costs apply to pay by the month).

Conditions, limits and exclusions apply. Refer to the PDS for details.

15% Multi policy discount

15% Multi policy discount
Combine 3 or more eligible products with us and you could qualify for a multi policy discount.  Find out more



Insurance is issued by AAI Limited ABN 48 005 297 807 trading as Suncorp Insurance. Please read the Boat Insurance Product Disclosure Statement before making any decision regarding this product. Contact us for a copy. The features and benefits described on this page and in our Boat Insurance Product Disclosure Statement apply to new customers from 26th November 2012 and existing customers on renewal from 4th January 2013